Best for
Users who want a polished app, familiar card flows, bank-transfer style funding and a lower-learning-curve crypto spending product.
Card category
Fintech Crypto Cards
Fintech crypto cards are the broad middle of the market. They usually focus on making crypto spending feel familiar: a Visa or Mastercard product, an app-based account, familiar top-up flows and a simpler bridge between digital assets and daily purchases. That convenience can be useful, but the details still matter. This page filters Defimap data for cards categorized as fintech and compares them by KYC, cashback, FX fees, card network, wallet model, regions, delivery and withdrawal terms. Users should look beyond whether a card feels polished. A fintech-style card can still be custodial, region-limited or dependent on fees that reduce the value of rewards. The best fit is usually the product with clear onboarding, predictable funding and enough regional support for your actual spending pattern. Use this page as a structured shortlist, then check live provider terms before applying or moving funds.
Editorial notes
How to use this guide
Watch out
Fintech convenience often means custodial accounts, plan tiers, fair-use rules or geography-specific fee schedules.
How to choose
Compare the provider account model, bank transfer support, card network, currency support and how transparent fees are before choosing by design or brand.
Segment checks
What to verify in this segment
Eligibility notes
Fintech cards often depend on account residency, plan availability and local issuing partners, so users should verify the exact country and plan before applying.
Common fee checks
Review monthly plan fees, fair-use FX limits, ATM allowances, delivery costs, crypto conversion spreads and whether bank transfers are domestic or international.
Strong cards
Bitpanda Card, Revolut Crypto Card, Avalanche Card and WhiteBIT Card show different fintech patterns across Europe, the US and exchange-linked accounts.
Quick questions
Are fintech crypto cards more beginner-friendly?
Often yes, because they usually provide familiar app and card flows. Users still need to check custody, fees and country support.
What is the main tradeoff with fintech crypto cards?
They can be easier to use, but may require more trust in the provider account model and may have plan-based limits or fair-use rules.
Fintech Card Shortlist
46 cards currently match this category.
1inch
Mastercard
KYCEUvirtual + physical
1inch Debit Card
A self-custody debit card for users of the 1inch ecosystem.
Cashback
Not available
KYC
Required
Regions
EU, EEA
FX fee
Not available
Avalanche
Visa
KYCUSvirtual + physical
Avalanche Card
Spend from an Avalanche-focused wallet card in supported regions.
Cashback
Not available
KYC
Required
Regions
US, LATAM, Caribbean
FX fee
1%
Avici
Visa
KYCUSvirtual + physical
Avici Card
A self-custody secured credit card built around crypto collateral.
Cashback
Not available
KYC
Required
Regions
US
FX fee
1% non-USD FX stated in card terms
Based
Visa
KYCGlobalvirtual + physical
Based Visa Card
A stablecoin-funded Visa card with token-gated tiers.
Cashback
Up to 4%
KYC
Required
Regions
Global
FX fee
0% to 2.5%
Bit2Me
Mastercard
KYCEUvirtual + physical
Bit2Me Card
A euro crypto card with virtual and physical options.
Cashback
Campaign based
KYC
Required
Regions
EU, EEA
FX fee
1.75% to 2%
Bitget
Mastercard
KYCEEAvirtual
Bitget Card
A Bitget-linked card for turning crypto balances into everyday spending.
Cashback
Fee rebates within monthly quota
KYC
Required
Regions
EEA, UK, LATAM, APAC
FX fee
0-fee quota; 1% to 2.2% after quota
Bitpanda
Visa
KYCEEAvirtual + physical
Bitpanda Card
Spend crypto, stocks, metals, and fiat from a Bitpanda account.
Cashback
Up to 2%
KYC
Required
Regions
EEA
FX fee
Currency and asset conversion fees may apply
BitPay
Mastercard
KYCUSvirtual + physical
BitPay Card
A US crypto debit card for spending from a BitPay wallet balance.
Cashback
Not available
KYC
Required
Regions
US
FX fee
Not available
Bleap
Mastercard
KYCEEAvirtual + physical
Bleap Card
A non-custodial EEA card with cashback and IBAN-style funding.
Cashback
Up to 20%
KYC
Required
Regions
EEA
FX fee
0%
Cardano
Visa
KYCGlobalvirtual + physical
Cardano Card
A multi-tier crypto card built around Cardano and broad blockchain support.
Cashback
Up to 8%
KYC
Required
Regions
Global
FX fee
0%
CL Card
Visa or Mastercard
KYCEEAvirtual + physical
CL Card
A Ledger-compatible card with KYC, cashback and broad regional support.
Cashback
1%
KYC
Required
Regions
EEA, UK, US, CA, CH, CO, MX, BR
FX fee
Not available
CoinJar
Mastercard
KYCAPACvirtual + physical
CoinJar Card
An Australian Mastercard for spending crypto like cash.
Cashback
1%
KYC
Required
Regions
APAC
FX fee
2.99%
CoinZoom
Visa
KYCUSvirtual + physical
CoinZoom Card
A tiered exchange card with ZOOM-linked cashback levels.
Cashback
0.5% to 5%
KYC
Required
Regions
US
FX fee
Not available
Cypher
Visa
KYCGlobalvirtual + physical
Cypher Card
A self-custody crypto card with standard and premium tiers.
Cashback
$CYPR rewards
KYC
Required
Regions
Global
FX fee
0.75% to 1.75%
ether.fi
Visa
KYCUSvirtual + physical
EtherFi Cash Card
A DeFi-native card for spending against crypto balances.
Cashback
Up to 3% initially, then lower long-term cashback
KYC
Required
Regions
US, HK
FX fee
0% on selected EUR/USD transactions; otherwise may vary
Exodus
Mastercard
KYCEEAvirtual
Exodus Spend Card
A virtual Mastercard for spending selected Solana assets from Exodus.
Cashback
Not available
KYC
Required
Regions
EEA, UK, US, CA, BR, LATAM
FX fee
No additional Exodus fee
Fold
Visa
KYCUSphysical
Fold Debit Card
A US prepaid debit card for stacking bitcoin rewards.
Cashback
Bitcoin rewards
KYC
Required
Regions
US
FX fee
Not available
Gemini
Mastercard World Elite
KYCUSvirtual + physical
Gemini Credit Card
A crypto rewards credit card for US Gemini users.
Cashback
Up to 4%
KYC
Required
Regions
US
FX fee
0%
Gnosis Pay
Visa
KYCEUphysical
Gnosis Pay Card
A self-custodial Visa debit card linked to a Safe account.
Cashback
Up to 5%
KYC
Required
Regions
EU, BR
FX fee
0%
Holyheld
Mastercard
KYCEEAvirtual + physical
Holyheld Card
A self-custody EEA card with IBAN support and USDC rewards.
Cashback
0.5% to 1% USDC
KYC
Required
Regions
EEA
FX fee
2.5%
Jupiter
Visa Infinite
KYCGlobalvirtual
Jupiter Card
A Solana-oriented card with Visa Infinite positioning.
Cashback
Up to $1,000 monthly rewards
KYC
Required
Regions
Global
FX fee
Up to 1.8%
KardPay
Not available
No KYCGLOBALvirtual
KardPay Card
A KardPay virtual card with crypto top-up and published pricing.
Cashback
Not available
KYC
No KYC
Regions
GLOBAL
FX fee
Not available
KAST
Visa
KYCGlobalvirtual + physical
KAST Card
A stablecoin Visa card tied to a global USD account.
Cashback
Up to 3%
KYC
Required
Regions
Global
FX fee
Not available
Mercuryo
Mastercard
KYCEEAvirtual + physical
Mercuryo Spend Card
A Mastercard virtual card for spending crypto from partner wallets.
Cashback
0%
KYC
Required
Regions
EEA
FX fee
Not available
MetaMask
Mastercard
KYCEUvirtual + physical
MetaMask Card
A self-custody wallet card for spending directly from MetaMask.
Cashback
Up to 3%
KYC
Required
Regions
EU, GB
FX fee
0% foreign transaction fee
Nebeus
Not available
KYCGlobalvirtual + physical
Nebeus Card
A multi-currency card for spending crypto and fiat balances.
Cashback
Not available
KYC
Required
Regions
Global
FX fee
Automatic FX may apply
Nexo
Mastercard
KYCEUvirtual + physical
Nexo Card
A Mastercard with debit and credit-style modes for Nexo users.
Cashback
Up to 2%
KYC
Required
Regions
EU, GB
FX fee
0% up to plan limits
OKX
Visa
KYCUSvirtual
OKX Card
An OKX virtual card connected to OKX Pay for digital spending.
Cashback
Not available
KYC
Required
Regions
US
FX fee
0%
Plasma One
Visa
KYCGlobalvirtual + physical
Plasma One Card
A stablecoin Visa card with tiered XPL cashback.
Cashback
2% to 4% base cashback
KYC
Required
Regions
Global
FX fee
Some transactions may involve FX or bank withdrawal costs
Plutus
Visa
KYCEEAvirtual + physical
Plutus Card
A rewards-heavy EEA card built around PLU perks and paid plans.
Cashback
3% to 9%
KYC
Required
Regions
EEA, UK
FX fee
Up to 2.5%
RedotPay
Visa
KYCGLOBALvirtual + physical
RedotPay Card
A crypto payment card for stablecoin and digital asset spending.
Cashback
0%
KYC
Required
Regions
GLOBAL
FX fee
Up to 2.2%
Revolut
Visa
KYCUKvirtual + physical
Revolut Crypto Card
A mainstream fintech card with crypto spending features inside Revolut.
Cashback
Not available
KYC
Required
Regions
UK, EEA, Global
FX fee
No exchange fees; fair usage fees may apply
Ruvo
Visa
KYCBRvirtual + physical
Ruvo Card
You live between worlds. Now your money can too.
Cashback
0%
KYC
Required
Regions
BR, US
FX fee
1%
Shakepay
Visa
KYCCAvirtual + physical
Shakepay Card
A Canadian prepaid Visa card with bitcoin cashback.
Cashback
Up to 1.5%
KYC
Required
Regions
CA
FX fee
Not available
SolCard
Mastercard
No KYCGlobalvirtual
SolCard
A Solana-first crypto card with virtual spending options.
Cashback
Not available
KYC
No KYC
Regions
Global
FX fee
2%
SpectroCoin
Visa
KYCEEAvirtual + physical
SpectroCoin Card
A EUR-denominated Visa debit card for spending crypto loaded from a SpectroCoin wallet.
Cashback
Not available
KYC
Required
Regions
EEA
FX fee
0.5% EEA non-EUR POS, 1% international non-EUR POS
swissmoney
Not available
KYCGlobalvirtual
swissmoney Card
A crypto and fiat payment card inside the swissmoney account.
Cashback
Not available
KYC
Required
Regions
Global
FX fee
Not available
Tangem
Visa
KYCGlobalvirtual
Tangem Pay Card
A virtual card concept connected to Tangem self-custody hardware.
Cashback
Not available
KYC
Required
Regions
Global
FX fee
Visa FX and cross-border fees may apply
Tap
Mastercard
KYCEEAphysical
Tap Card
A Tap Global Mastercard for crypto, fiat spending and cashback in supported countries.
Cashback
Up to 8%
KYC
Required
Regions
EEA, GB, US, ZA
FX fee
Not available
Tevau
Visa
KYCGlobalvirtual + physical
Tevau Card
A stablecoin Visa card with virtual and physical options.
Cashback
Not available
KYC
Required
Regions
Global
FX fee
Not available
Tria
Visa
KYCGlobalvirtual + physical
Tria Card
Spend from multi-chain balances through a Visa-powered crypto card.
Cashback
Up to 6%
KYC
Required
Regions
Global
FX fee
Not available
Uphold
Mastercard
KYCUKvirtual + physical
Uphold Debit Card
A UK Mastercard debit card for spending cash or crypto from Uphold.
Cashback
1%
KYC
Required
Regions
UK
FX fee
0%
WhiteBIT
Visa
KYCEEAvirtual + physical
WhiteBIT Card
A crypto exchange card with base cashback and fiat rails.
Cashback
Up to 10%
KYC
Required
Regions
EEA, Ukraine
FX fee
Transaction fee may apply
Wirex
Visa
KYCGBvirtual + physical
Wirex Card
A multi-currency crypto and fiat card with rewards on eligible spending.
Cashback
Up to 8%
KYC
Required
Regions
GB, EU, APAC
FX fee
0%
xPortal
Mastercard
KYCNot availablevirtual + physical
xPortal Card
A Mastercard debit card inside the xPortal crypto super app.
Cashback
Up to 0.5%
KYC
Required
Regions
Not available
FX fee
Not available
Zypto
Visa and Mastercard
KYCGlobalvirtual + physical
Zypto Card
A virtual and physical crypto card suite for DeFi users.
Cashback
Not available
KYC
Required
Regions
Global
FX fee
1.75%
Fintech Comparison Table
| Feature | 1inch Debit Card | Avalanche Card | Avici Card |
|---|---|---|---|
| Cashback | 1inch Debit CardNot available | Avalanche CardNot available | Avici CardNot available |
| KYC | 1inch Debit CardRequired | Avalanche CardRequired | Avici CardRequired |
| Supported regions | 1inch Debit CardEUEEA | Avalanche CardUSLATAMCaribbean | Avici CardUS |
| FX fee | 1inch Debit CardNot available | Avalanche Card1% | Avici CardNon-USD foreign exchange fee currently 1% according to card terms |
| Currency | 1inch Debit CardNot available | Avalanche CardUSD | Avici CardUSD |
| Card tiers | 1inch Debit CardNot available | Avalanche CardNot available | Avici CardNot available |
| Delivery | 1inch Debit CardVirtual and physical | Avalanche CardVirtual and physical | Avici CardVirtual and physical |
| Monthly fee | 1inch Debit CardNot available | Avalanche Card$0 | Avici CardNot available |
| Top-up methods | 1inch Debit CardCrypto | Avalanche CardUSDCAVAX collateral | Avici CardCrypto collateral |
| Supported networks | 1inch Debit CardEthereumPolygonArbitrumOptimismBNB Chain | Avalanche CardAvalanche | Avici CardCrypto collateral |
| Withdrawal options | 1inch Debit CardATM withdrawals supported; public limits are not available | Avalanche CardPublic ATM terms are not available | Avici CardWithdraw funds anytime, subject to Avici terms |
| ATM withdrawal fee | 1inch Debit CardNot available | Avalanche CardNot available | Avici CardNot available |
Related Defimap guides
Plasma One Card
A stablecoin Visa card with tiered XPL cashback.
Avici Card
A self-custody secured credit card built around crypto collateral.
Visa Crypto Cards
Compare visa crypto cards across KYC, fees, regions and spending fit.
Avalanche Card Fees Review: Visa Spending and Costs
Read the long-form Defimap review connected to this guide.
Bit2Me Card Review: Euro Crypto Card Fees
Read the long-form Defimap review connected to this guide.
Avalanche Card
Spend from an Avalanche-focused wallet card in supported regions.