Limited rollout

MoonAgents Card

Name: MoonAgents Card
Brand: MoonAgents Card

A virtual Mastercard for delegated stablecoin spending from a Solana wallet.

MoonAgents Card is a virtual Mastercard for delegated USDC or XO spending from a Solana wallet. It is designed for MoonPay CLI and AI-agent workflows, but KYC, regional limits, virtual-only use and the practical limits of browser automation make it a specialist card rather than a general debit-card replacement.

defi self-custody fintech UKLatin America

How to evaluate this card

Best for

MoonAgents Card is most relevant for users comparing a Mastercard card with self-custody account mechanics, KYC-required onboarding and availability around UK, Latin America.

Watch out

Check live provider terms for unclear FX fees, unclear rewards, ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.

Compare before applying

Compare Connected Solana wallet, Delegated stablecoin allowance, Virtual only delivery, supported currencies and wallet model against similar cards before moving funds or completing onboarding.

Fees and live terms to verify

FX fee

Not available

Check whether provider conversion, network or settlement rules add extra cost.

Monthly fee

Not available

Some cards are free to hold, while others move costs into tiers or issuing fees.

ATM and cash access

Not applicable; No physical card or ATM use case

If ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.

Funding

Connected Solana wallet, Delegated stablecoin allowance

Confirm supported funding assets, networks and settlement timing in the live provider flow.

Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.

Feature Overview

MoonAgents Card feature overview
Cashback	None listed
KYC	Required
Supported regions	UK and Latin America launch scope; eligibility is confirmed during onboarding
FX fee	Not available
Currency	USDCXO
Card tiers	Virtual card
Delivery	Virtual only
Monthly fee	Not available
Top-up methods	Connected Solana walletDelegated stablecoin allowance
Supported networks	Solana
Withdrawal options	No physical card or ATM use case
ATM withdrawal fee	Not applicable

Key Features

MoonAgents Card is issued through Baanx and Monavate on the Mastercard network.

The card uses a delegated allowance instead of moving the full wallet balance into a custodial card account.

Current support is limited to USDC and XO on Solana, subject to region and account eligibility.

The product is virtual-only and primarily intended for online purchases through MoonPay CLI workflows.

Regional Availability

Available

UKLatin America

Restricted

Not specified

Exact country eligibility within Latin America

Pros

Good: Delegated wallet allowances can limit how much the card is allowed to spend
Good: The underlying stablecoin balance remains in an onchain wallet until payment
Good: The virtual Mastercard can support online purchases without a physical card

Cons

Watch: The card requires KYC and region eligibility
Watch: US residents are not currently supported
Watch: MoonPay says browser-based agent checkout is technically possible but not recommended for everyday use

General Questions

Can MoonAgents Card spend Bitcoin or Ether?

No. MoonPay currently lists USDC and XO on Solana. BTC, ETH and other non-stablecoin assets must be converted to a supported stablecoin first.

Is MoonAgents Card available in the United States?

No. MoonPay's current help article says US residents are not supported and that US availability remains on the roadmap.

Does an AI agent control the whole wallet?

The card uses an SPL delegated allowance set by the user. The card cannot spend more than that allowance until the user delegates a new amount, although any automated spending still carries operational and security risk.