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Nexo Card

Name: Nexo Card
Brand: Nexo Card

A Mastercard with debit and credit-style modes for Nexo users.

Nexo Card combines Debit Mode, which converts selected account assets for spending, with collateral-backed Credit Mode. Current terms list a free virtual card from a $50 account balance, up to 2% cashback in Credit Mode for eligible $5,000+ accounts, tier-based ATM allowances and weekday or weekend FX fees.

fintech lending EEA GBArgentina

How to evaluate this card

Best for

Nexo Card is most relevant for users comparing a card on Mastercard with custodial account mechanics, KYC-required onboarding and availability around EEA, GB, Argentina.

Watch out

Check live provider terms for FX costs (0.2% to 2% weekdays; 0.7% to 2.5% weekends), rewards (Up to 2% in Credit Mode with $5,000+ account balance), ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.

Compare before applying

Compare the funding path (Crypto collateral, Fiat balance +1 more), card format or delivery terms (Virtual and physical), supported currencies and wallet model against similar cards before moving funds or completing onboarding.

Fees and live terms to verify

FX fee

Weekdays: 0.2% in EEA, UK and Switzerland or 2% elsewhere; weekends: 0.7% or 2.5%

Check whether provider conversion, network or settlement rules add extra cost.

Monthly fee

No monthly, annual or inactivity card fee

Some cards are free to hold, while others move costs into tiers or issuing fees.

ATM and cash access

2% with a EUR/GBP 1.99 minimum after the tier allowance; Tier-based free ATM allowance from EUR 200 / GBP 180 to EUR 2,000 / GBP 1,800 per month

If ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.

Funding

Crypto collateral, Fiat balance, Bank transfer

Confirm supported funding assets, networks and settlement timing in the live provider flow.

Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.

Feature Overview

Nexo Card feature overview
Cashback	Up to 2% in NEXO or up to 0.5% in BTC
KYC	Required
Supported regions	EEA
FX fee	Weekdays: 0.2% in EEA, UK and Switzerland or 2% elsewhere; weekends: 0.7% or 2.5%
Currency	EUR
Card tiers	Plan-based Loyalty tiers
Delivery	Virtual and physical
Monthly fee	No monthly, annual or inactivity card fee
Top-up methods	Crypto collateralFiat balanceBank transfer
Supported networks	Nexo supported assets
Withdrawal options	Tier-based free ATM allowance from EUR 200 / GBP 180 to EUR 2,000 / GBP 1,800 per month
ATM withdrawal fee	2% with a EUR/GBP 1.99 minimum after the tier allowance