Best for
Nexo Card is most relevant for users comparing a Mastercard card with custodial account mechanics, KYC-required onboarding and availability around EU, GB.
Active
Nexo Card
A Mastercard with debit and credit-style modes for Nexo users.
Nexo Card is a strong fit for existing Nexo users who want card spending connected to a lending and yield account. The tradeoff is that rewards, limits, and costs depend on account tier and regional availability.
How to evaluate this card
Watch out
Check live provider terms for 0% up to plan limits, Up to 2%, ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.
Compare before applying
Compare Crypto collateral, Fiat balance +1 more, Virtual and physical delivery, supported currencies and wallet model against similar cards before moving funds or completing onboarding.
Fees and live terms to verify
FX fee
0% up to plan limitsCheck whether provider conversion, network or settlement rules add extra cost.
Monthly fee
$0Some cards are free to hold, while others move costs into tiers or issuing fees.
ATM and cash access
Fees apply after plan-based free limits; ATM withdrawals supported with free monthly limits up to ?1,800 depending on plan and regionIf ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.
Funding
Crypto collateral, Fiat balance, Bank transferConfirm supported funding assets, networks and settlement timing in the live provider flow.
Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.
Feature Overview
| Cashback | Up to 2% in NEXO or up to 0.5% in BTC |
|---|---|
| KYC | Required |
| Supported regions | EEA |
| FX fee | 0% up to plan limits |
| Currency | EUR |
| Card tiers | Plan-based Loyalty tiers |
| Delivery | Virtual and physical |
| Monthly fee | $0 |
| Top-up methods | Crypto collateralFiat balanceBank transfer |
| Supported networks | Nexo supported assets |
| Withdrawal options | ATM withdrawals supported with free monthly limits up to ?1,800 depending on plan and region |
| ATM withdrawal fee | Fees apply after plan-based free limits |
Key Features
Credit mode and debit mode in one product
Rewards up to 2% depending on payout asset
No monthly card fee
Useful for users already holding assets on Nexo
Regional Availability
Available
EUGB
Restricted
None listed
Not specified
None listed
Pros
- Good: Credit mode can avoid selling crypto immediately
- Good: No monthly card fee
- Good: Virtual and physical card options
Cons
- Watch: Custodial platform model
- Watch: Availability is primarily EEA-focused
- Watch: Best rewards depend on NEXO token and loyalty status
General Questions
Can Nexo Card work without selling crypto?
Yes. Nexo positions the card with a credit mode that can spend against eligible crypto collateral.
Does Nexo Card charge a monthly fee?
Nexo does not advertise a monthly card fee, though plan limits and platform terms still apply.
Compare this card with guides
Nexo Card Review: Credit Mode, Cashback and Tradeoffs
Read the long-form Defimap review before comparing alternatives.
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Ready to compare the live offer?
Review the latest provider terms before applying. Card availability, campaigns and fees can change.
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