Best for
EtherFi Cash Card is most relevant for users comparing a Visa card with self-custody account mechanics, KYC-required onboarding and availability around US, HK.
Limited rollout
EtherFi Cash Card
A DeFi-native card for spending against crypto balances.
EtherFi Cash Card connects ether.fi users with a card experience built around DeFi balances, tiered rewards, and crypto-backed spending. It is most relevant for users who already hold assets in the ether.fi ecosystem and want higher card limits than a basic prepaid crypto card usually offers.
How to evaluate this card
Watch out
Check live provider terms for 0% on selected EUR/USD transactions; otherwise may vary, Up to 3% initially, then lower long-term cashback, ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.
Compare before applying
Compare Crypto, Bank transfer, Virtual, physical, and credit-style access delivery, supported currencies and wallet model against similar cards before moving funds or completing onboarding.
Fees and live terms to verify
FX fee
0% on selected EUR/USD transactions; otherwise may varyCheck whether provider conversion, network or settlement rules add extra cost.
Monthly fee
$0 core tier; higher tiers require points or staking statusSome cards are free to hold, while others move costs into tiers or issuing fees.
ATM and cash access
ATM support is not clearly published in the current public card pageIf ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.
Funding
Crypto, Bank transferConfirm supported funding assets, networks and settlement timing in the live provider flow.
Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.
Feature Overview
| Cashback | Up to 3% initially, then lower long-term cashback |
|---|---|
| KYC | Required |
| Supported regions | USHK |
| FX fee | 0% on selected EUR/USD transactions; otherwise may vary |
| Currency | USD |
| Card tiers | Core, Luxe, Pinnacle, VIP |
| Delivery | Virtual, physical, and credit-style access |
| Monthly fee | $0 core tier; higher tiers require points or staking status |
| Top-up methods | CryptoBank transfer |
| Supported networks | EthereumBaseOptimismArbitrumScroll |
| Withdrawal options | ATM support is not clearly published in the current public card page |
| ATM withdrawal fee | Not available |
Card Tiers
| Feature | Core | Luxe | Pinnacle | VIP |
|---|---|---|---|---|
| Monthly fee | Core$0 | LuxePoints-based | PinnaclePoints-based | VIPStaking status |
| Cashback | CoreUp to 3% | LuxeUp to 3% | PinnacleUp to 3% | VIPUp to 3% |
| Daily spend limit | Core$30,000 | Luxe$50,000 | Pinnacle$100,000 | VIP$100,000 |
| FX fee | CoreMay vary | LuxeMay vary | PinnacleMay vary | VIPMay vary |
Key Features
Spend from a DeFi-oriented account setup
3% introductory cashback across Cash card levels
Virtual and physical card availability
Apple Pay and Google Pay support
Regional Availability
Available
USHK
Restricted
CUIRKPMMRUSYVE
Not specified
None listed
Pros
- Good: 3% introductory cashback is available across Cash card levels
- Good: Non-custodial positioning fits DeFi-native users
- Good: Virtual and physical cards support Apple Pay and Google Pay
Cons
- Watch: KYC is required
- Watch: Membership levels depend on points or invite-only status
- Watch: Long-term cashback and FX terms can differ by tier and transaction type
General Questions
Does EtherFi Cash require KYC?
Yes. EtherFi Cash requires identity verification before users can access the card product.
Is EtherFi Cash only a virtual card?
No. EtherFi Cash supports virtual cards and physical cards, with higher membership levels adding more card slots and physical card benefits.
Compare this card with guides
EtherFi Cash Card Review: Yield, Fees and Real Fit
Read the long-form Defimap review before comparing alternatives.
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Ready to compare the live offer?
Review the latest provider terms before applying. Card availability, campaigns and fees can change.
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