Best for
EtherFi Cash Card is most relevant for users comparing a card on Visa with self-custody account mechanics, KYC-required onboarding and availability around US, HK, Hungary +2 more.
Limited rollout
EtherFi Cash Card
A DeFi-native card for spending against crypto balances.
EtherFi Cash Card connects a non-custodial account with Visa spending, progressive monthly rewards and region-dependent card access. Compare the cashback thresholds, transaction currency, ATM limits and residency restrictions before funding. Personal membership benefits and the separate corporate offering have different terms.
How to evaluate this card
Watch out
Check live provider terms for FX costs (EUR zero-markup beta; other FX includes a base rate and tier margin), rewards (Up to 3%, stepping down with monthly spend), ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.
Compare before applying
Compare the funding path (Crypto, Bank transfer), card format or delivery terms (Virtual and physical; no physical delivery in Belgium or Ireland; regional card fees apply), supported currencies and wallet model against similar cards before moving funds or completing onboarding.
Fees and live terms to verify
FX fee
EUR zero-markup beta; other FX includes a base rate and tier marginCheck whether provider conversion, network or settlement rules add extra cost.
Monthly fee
Core access; higher membership levels use loyalty points or eligible stakingSome cards are free to hold, while others move costs into tiers or issuing fees.
ATM and cash access
ATM withdrawals supported subject to regional restrictionsIf ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.
Funding
Crypto, Bank transferConfirm supported funding assets, networks and settlement timing in the live provider flow.
Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.
Feature Overview
| Cashback | Progressive monthly rates; thresholds differ by membership and transaction currency |
|---|---|
| KYC | Required |
| Supported regions | Selected US statesHong KongHungaryBelgium and Ireland: Cash eligible, no physical deliveryOther jurisdictions on the official availability list |
| FX fee | EUR zero-markup beta; other FX includes a base rate and tier margin |
| Currency | USD |
| Card tiers | Core, Luxe, Pinnacle, VIP |
| Delivery | Virtual and physical; no physical delivery in Belgium or Ireland; regional card fees apply |
| Monthly fee | Core access; higher membership levels use loyalty points or eligible staking |
| Top-up methods | CryptoBank transfer |
| Supported networks | EthereumBaseOptimismArbitrumScroll |
| Withdrawal options | ATM withdrawals supported subject to regional restrictions |
| ATM withdrawal fee | Not available; confirm charges before withdrawal |
Key Features
Cashback steps down with eligible monthly spending
ATM access is subject to per-withdrawal and rolling daily limits
Virtual and physical cards with region-dependent fees
Separate corporate accounts offer employee controls
Regional Availability
Available
USHKHungaryBelgiumIreland
Restricted
BelarusChinaCubaEstoniaFinlandIndiaIraqIsraelMoroccoNepalNetherlandsNorth KoreaPakistanRussiaSyriaTurkeyUkraineVenezuelaVietnam
Not specified
Other supported jurisdictions are listed by the provider; US state and physical-delivery restrictions apply
Pros
- Good: Progressive monthly cashback rather than a one-time introductory rate
- Good: Non-custodial positioning fits DeFi-native users
- Good: Virtual and physical cards support Apple Pay and Google Pay
Cons
- Watch: KYC is required
- Watch: Membership levels depend on points or invite-only status
- Watch: EUR rewards, FX charges and US-state restrictions need separate checks
General Questions
Does EtherFi Cash require KYC?
Yes. EtherFi Cash requires identity verification before users can access the card product.
Is EtherFi Cash only a virtual card?
No. EtherFi Cash supports virtual cards and physical cards, with higher membership levels adding more card slots and physical card benefits.
Compare this card with guides
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Check the provider's current terms
This link opens the provider's site. Eligibility, application steps, fees and offers depend on the provider and your region.
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