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Zypto Card

Name: Zypto Card
Brand: Zypto Card

A virtual and physical crypto card suite for DeFi users.

Zypto Card is a broader crypto card suite with virtual cards, premium physical Visa cards and non-reloadable options. It is relevant for users comparing Zypto fees, wallet funding, virtual versus physical delivery and high published limits. The main work is choosing the exact card type and checking regional restrictions before ordering.

defi fintech

How to evaluate this card

Best for

Zypto Card is most relevant for users comparing a card on Visa and Mastercard with self-custody account mechanics, KYC-required onboarding and availability around current supported regions.

Watch out

Check live provider terms for FX costs (1.75%), rewards (unclear rewards), ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.

Compare before applying

Compare the funding path (Crypto, DeFi wallet +1 more), card format or delivery terms (Virtual and physical), supported currencies and wallet model against similar cards before moving funds or completing onboarding.

Fees and live terms to verify

FX fee

1.75% non-USD FX fee on premium physical card

Check whether provider conversion, network or settlement rules add extra cost.

Monthly fee

$0 monthly fee on premium physical card

Some cards are free to hold, while others move costs into tiers or issuing fees.

ATM and cash access

1% on premium physical card; ATM withdrawals supported on eligible physical cards

If ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.

Funding

Crypto, DeFi wallet, Any wallet or exchange

Confirm supported funding assets, networks and settlement timing in the live provider flow.

Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.

Feature Overview

Zypto Card feature overview
Cashback	Not available
KYC	Required
Supported regions	Selected countries and US states outside the current restricted list
FX fee	1.75% non-USD FX fee on premium physical card
Currency	USDEURGBP
Card tiers	Virtual, Premium Visa, non-reloadable virtual cards
Delivery	Virtual and physical
Monthly fee	$0 monthly fee on premium physical card
Top-up methods	CryptoDeFi walletAny wallet or exchange
Supported networks	BTCETHLTCDASHSHIBUSDC100+ cryptocurrencies
Withdrawal options	ATM withdrawals supported on eligible physical cards
ATM withdrawal fee	1% on premium physical card

Key Features

Virtual and physical crypto card options

Premium Visa card with high published spend limits

Apple Pay, Google Pay and Samsung Pay support on supported cards

Load with crypto from wallets or exchanges

Regional Availability

Available

None listed

Restricted

CAUK

Not specified

Availability varies by region; check Zypto's current restricted-country and US-state list

Pros

Good: Broad virtual and physical card lineup
Good: Public page gives concrete fees for the premium physical card
Good: High stated limits may matter for heavy crypto spenders

Cons

Watch: Fee structure differs by card type and needs careful review
Watch: Canada and UK are called out as restricted for some promoted benefits
Watch: Cashback is not publicly advertised

General Questions

Does Zypto Card require KYC?

Zypto states that the premium card is issued after KYC approval, and requirements may vary by virtual card type and country.

What are Zypto premium card fees?

Zypto lists $0 monthly fee, a $0.30 transaction fee, a 3% card load fee, a 1.75% non-USD FX fee, and a 1% ATM withdrawal fee for the premium physical card.