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Mercuryo Spend Card

A Mastercard virtual card for spending crypto from partner wallets.

Mercuryo Spend Card is a B2B and partner-distributed crypto card product, best known for its Ledger Live integration. It is useful for users who prefer spending from wallet flows rather than exchange accounts.

fintechEEA

How to evaluate this card

Best for

Mercuryo Spend Card is most relevant for users comparing a Mastercard card with self-custody account mechanics, KYC-required onboarding and availability around EEA.

Watch out

Check live provider terms for unclear FX fees, 0%, ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.

Compare before applying

Compare Crypto, Virtual and physical delivery, supported currencies and wallet model against similar cards before moving funds or completing onboarding.

Fees and live terms to verify

FX fee

Not available

Check whether provider conversion, network or settlement rules add extra cost.

Monthly fee

$0

Some cards are free to hold, while others move costs into tiers or issuing fees.

ATM and cash access

Not available

If ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.

Funding

Crypto

Confirm supported funding assets, networks and settlement timing in the live provider flow.

Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.

Feature Overview

Mercuryo Spend Card feature overview
Cashback0%
KYCRequired
Supported regionsEEA
FX feeNot available
CurrencyNot available
Card tiersNot available
DeliveryVirtual and physical
Monthly fee$0
Top-up methodsCrypto
Supported networks70+ supported cryptocurrencies
Withdrawal optionsPublic ATM terms are not available
ATM withdrawal feeNot available

Key Features

Multi-chain debit card positioned for spending crypto at online and offline merchants.
Official page lists virtual and physical cards with Apple Pay and Google Pay support.
Mercuryo advertises support for more than 70 cryptocurrencies and broad merchant acceptance.

Regional Availability

Available
EEA
Restricted
None listed
Not specified
None listed

Pros

  • Good: Mastercard network
  • Good: Ledger Live integration
  • Good: Virtual card can be opened through partner flow

Cons

  • Watch: Partner-wallet flow may confuse users
  • Watch: No cashback
  • Watch: Fee details require confirmation

General Questions

How does Mercuryo Spend work with Ledger?

Mercuryo help documentation says Spend lets users create a virtual Mastercard-backed card within Ledger Live.

Is Mercuryo Spend Card verified by Defimap?

No. Mercuryo Spend Card is currently listed as unverified, so users should confirm live terms on the official site before applying.

Compare this card with guides

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Crypto Cards in the EEA

Review crypto card options currently tracked for Europe.

Ready to compare the live offer?

Review the latest provider terms before applying. Card availability, campaigns and fees can change.

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