Limited rollout

Based Visa Card

Name: Based Visa Card
Brand: Based Visa Card

A stablecoin-funded Visa card with token-gated tiers.

Based Visa Card is a token-gated card product for users comparing stablecoin-funded spending, DeFi-style positioning, Visa access and published tier tradeoffs. It is not a simple free card for everyone: useful live tiers require KYC and a $BASED lockup, while FX markup, cashback and delivery depend on the selected tier.

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How to evaluate this card

Best for

Based Visa Card is most relevant for users comparing a Visa card with self-custody account mechanics, KYC-required onboarding and availability around Global.

Watch out

Check live provider terms for 0% to 2.5%, Up to 4%, ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.

Compare before applying

Compare USDT, USDC +1 more, Virtual and physical on eligible tiers delivery, supported currencies and wallet model against similar cards before moving funds or completing onboarding.

Fees and live terms to verify

FX fee

2.5% Orange, 1.5% HYPE, 0% Based Gold

Check whether provider conversion, network or settlement rules add extra cost.

Monthly fee

No signup fee; token lockup required for HYPE and Based Gold

Some cards are free to hold, while others move costs into tiers or issuing fees.

ATM and cash access

Not available

If ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.

Funding

USDT, USDC, Stablecoins

Confirm supported funding assets, networks and settlement timing in the live provider flow.

Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.

Feature Overview

Based Visa Card feature overview
Cashback	Up to 4%
KYC	Required
Supported regions	Global
FX fee	2.5% Orange, 1.5% HYPE, 0% Based Gold
Currency	USD
Card tiers	Based Orange, HYPE, Based Gold
Delivery	Virtual and physical on eligible tiers
Monthly fee	No signup fee; token lockup required for HYPE and Based Gold
Top-up methods	USDTUSDCStablecoins
Supported networks	SolanaArbitrumPolygonHyperliquid
Withdrawal options	Not available
ATM withdrawal fee	Not available

Card Tiers

Based Visa Card card tiers
Feature	Based Orange	HYPE	Based Gold
Availability	Based OrangeTBA	HYPEAvailable	Based GoldAvailable
Card type	Based OrangeVirtual only	HYPEVirtual + physical	Based GoldVirtual + physical
FX markup	Based Orange2.5%	HYPE1.5%	Based Gold0%
Cashback	Based Orange0%	HYPE2%	Based Gold4%

Key Features

Visa card that converts supported crypto to fiat at payment time

Stablecoin deposits across Solana, Arbitrum, Polygon and Hyperliquid

HYPE and Based Gold tiers are available now

Apple Pay and Google Pay support

Regional Availability

Available

Global

Restricted

None listed

Not specified

None listed

Pros

Good: Clear tier table with FX markup and cashback differences
Good: Stablecoin funding across several networks
Good: Self-custody-oriented positioning compared with exchange cards

Cons

Watch: KYC is required
Watch: Current useful tiers require a $BASED lockup
Watch: Restricted-country list is long and should be checked before applying

General Questions

Does Based Visa Card require KYC?

Yes. Based docs say users must complete KYC before receiving a card.

Which Based Visa Card tiers are currently available?

The docs state that HYPE and Based Gold are available now, while Based Orange is coming later.

What Based Visa Card fees should users compare?

Users should compare tier availability, token lockup, FX markup, cashback rules, physical card eligibility and supported funding networks before choosing a tier.