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Holyheld Card

A self-custody EEA card with IBAN support and USDC rewards.

Holyheld Card is a serious EEA option for users who want self-custody without giving up account-like rails. The tradeoff is cost: every tier has an issuance fee, and the FX fee is higher than several competing wallet-native cards.

neobankfintechEEA

How to evaluate this card

Best for

Holyheld Card is most relevant for users comparing a Mastercard card with self-custody account mechanics, KYC-required onboarding and availability around EEA.

Watch out

Check live provider terms for 2.5%, 0.5% to 1% USDC, ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.

Compare before applying

Compare Crypto, Bank transfer +1 more, Virtual and physical delivery, supported currencies and wallet model against similar cards before moving funds or completing onboarding.

Fees and live terms to verify

FX fee

2.5%

Check whether provider conversion, network or settlement rules add extra cost.

Monthly fee

No monthly fee; issuance fee applies

Some cards are free to hold, while others move costs into tiers or issuing fees.

ATM and cash access

ATM withdrawals supported up to €1,000

If ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.

Funding

Crypto, Bank transfer, IBAN

Confirm supported funding assets, networks and settlement timing in the live provider flow.

Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.

Feature Overview

Holyheld Card feature overview
Cashback0.5% to 1% USDC
KYCRequired
Supported regionsEEA
FX fee2.5%
CurrencyEUR
Card tiersClassic, Limited Edition, Metal
DeliveryVirtual and physical
Monthly feeNo monthly fee; issuance fee applies
Top-up methodsCryptoBank transferIBAN
Supported networksEthereumPolygonArbitrumOptimism
Withdrawal optionsATM withdrawals supported up to €1,000
ATM withdrawal feeNot available

Card Tiers

Holyheld Card card tiers
FeatureClassicLimited EditionMetal
Issuance feeClassic€29Limited Edition€99Metal€199
CashbackClassic0.5%Limited Edition0.5%Metal1%
FX feeClassic2.5%Limited Edition2.5%Metal2.5%

Key Features

Self-custody wallet model
Personal IBAN support
USDC cashback
Gasless top-up positioning

Regional Availability

Available
EEA
Restricted
None listed
Not specified
None listed

Pros

  • Good: Self-custody plus IBAN is a useful combination
  • Good: USDC cashback is simple to understand
  • Good: Clear card tiers and issuance fees

Cons

  • Watch: No free card tier
  • Watch: 2.5% FX fee is high versus some rivals
  • Watch: EEA availability limits reach

General Questions

Does Holyheld Card offer cashback?

Yes. Defimap tracks USDC cashback from 0.5% to 1% depending on tier.

Is Holyheld Card available outside the EEA?

Defimap currently tracks Holyheld Card as EEA-focused.

Compare this card with guides

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Ready to compare the live offer?

Review the latest provider terms before applying. Card availability, campaigns and fees can change.

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