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Holyheld Card

A non-custodial crypto account with debit-card rails, an IBAN and USDC rewards.

Holyheld connects a non-custodial crypto wallet to a fiat account, personal IBAN and debit-card spending. Current public terms list €29, €99 and €199 one-time tiers, 0.5% or 1% USDC cashback, 0% account-currency payments and higher international payment and ATM fees. Exact issuance eligibility must be confirmed in the app.

How to evaluate this card

Best for

Holyheld Card is most relevant for users comparing a card on Not available with self-custody account mechanics, KYC-required onboarding and availability around current supported regions.

Watch out

Check live provider terms for FX costs (0% account-currency payments; 2.5% + €1 international), rewards (0.5% to 1% USDC), ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.

Compare before applying

Compare the funding path (Crypto, Bank transfer +1 more), card format or delivery terms (Virtual and physical), supported currencies and wallet model against similar cards before moving funds or completing onboarding.

Fees and live terms to verify

FX fee

0% account-currency payments; 2.5% + €1 international

Check whether provider conversion, network or settlement rules add extra cost.

Monthly fee

No monthly fee; issuance fee applies

Some cards are free to hold, while others move costs into tiers or issuing fees.

ATM and cash access

€1 domestic; 2.5% + €2 international; ATM withdrawals supported; public limit not specified

If ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.

Funding

Crypto, Bank transfer, IBAN

Confirm supported funding assets, networks and settlement timing in the live provider flow.

Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.

Feature Overview

Holyheld Card feature overview
Cashback0.5% to 1% USDC
KYCRequired
Supported regionsEligibility varies; confirm in the Holyheld app
FX fee0% account-currency payments; 2.5% + €1 international
CurrencyEUR
Card tiersClassic, Limited Edition, Metal
DeliveryVirtual and physical
Monthly feeNo monthly fee; issuance fee applies
Top-up methodsCryptoBank transferIBAN
Supported networksEthereumArbitrumBaseOptimismPolygonHyperliquidSolanaStarknet
Withdrawal optionsATM withdrawals supported; public limit not specified
ATM withdrawal fee€1 domestic; 2.5% + €2 international

Card Tiers

Holyheld Card card tiers
FeatureClassicLimited EditionMetal
Issuance feeClassic€29Limited Edition€99Metal€199
CashbackClassic0.5%Limited Edition0.5%Metal1%
FX feeClassic0% account currency; 2.5% + €1 internationalLimited Edition0% account currency; 2.5% + €1 internationalMetal0% account currency; 2.5% + €1 international

Key Features

Self-custody wallet model
Personal IBAN support
USDC cashback
Gasless top-up positioning

Regional Availability

Available
None listed
Restricted
None listed
Not specified
The current public page does not publish a complete issuance-country list

Pros

  • Good: Self-custody plus IBAN is a useful combination
  • Good: USDC cashback is simple to understand
  • Good: Clear card tiers and issuance fees

Cons

  • Watch: No free card tier
  • Watch: International payments cost 2.5% + €1
  • Watch: The current public page does not publish an issuance-country list

General Questions

Does Holyheld Card offer cashback?

Yes. Defimap tracks USDC cashback from 0.5% to 1% depending on tier.

Where is Holyheld available?

The current public page does not publish a complete issuance-country list. Confirm account and card eligibility in the Holyheld app before paying for a tier.

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