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KardPay Card

Name: KardPay Card
Brand: KardPay Card

A KardPay crypto card with public fee, tier and cashback claims.

KardPay Card is a crypto card for users comparing crypto top-up, public tier pricing, cashback claims and online spending. It is most useful as a fee-check page: one-time card fees, top-up costs, transaction fees, limits and onboarding rules matter more than the headline cashback. Defimap treats KardPay as unverified until full legal and operating terms are reviewed.

fintech

How to evaluate this card

Best for

KardPay Card is most relevant for users comparing a card on Visa or Mastercard with custodial account mechanics, KYC-required onboarding and availability around current supported regions.

Watch out

Check live provider terms for FX costs (unclear FX fees), rewards (Up to 2% with a 180-day KDY lock), ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.

Compare before applying

Compare the funding path (USDT, USDC +1 more), card format or delivery terms (Virtual available; physical Elite card listed as pre-orders soon), supported currencies and wallet model against similar cards before moving funds or completing onboarding.

Fees and live terms to verify

FX fee

Not available

Check whether provider conversion, network or settlement rules add extra cost.

Monthly fee

No subscription tracked; one-time card fees and transaction fees apply

Some cards are free to hold, while others move costs into tiers or issuing fees.

ATM and cash access

Not published

If ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.

Funding

USDT, USDC, Crypto top-up

Confirm supported funding assets, networks and settlement timing in the live provider flow.

Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.

Feature Overview

KardPay Card feature overview
Cashback	1% to 2% after locking $3,000 to $18,000 of KDY for 180 days
KYC	Not available
Supported regions	Selected countries; verify issuance eligibility in the KardPay app
FX fee	Not available
Currency	USDEUR
Card tiers	Core ($10,000/year), Pro ($50,000/year), Elite virtual ($500,000/month); Physical Elite pre-order ($100,000/month)
Delivery	Virtual available; physical Elite card listed as pre-orders soon
Monthly fee	No subscription tracked; one-time card fees and transaction fees apply
Top-up methods	USDTUSDCCrypto top-up
Supported networks	TRC-20ERC-20
Withdrawal options	Not available on the current virtual card; physical Elite pre-orders advertise a $1,500 daily ATM limit
ATM withdrawal fee	Not published

Key Features

Core, Pro and Elite virtual tiers publish $29, $99 and $299 one-time fees.

The current pricing table lists Core at $10,000 per year, Pro at $50,000 per year and Elite virtual at $500,000 per month.

Top-up fees are currently listed at 5%, 4% and 3% across those tiers.

Cashback requires a 180-day KDY lock and is not included with the card fee alone.

KYC and onboarding rules should be reconfirmed on the live provider flow before use.

Best suited for users comparing crypto top-up, online spending and tier limits before funding.

Regional Availability

Available

None listed

Restricted

None listed

Not specified

The 180+ country claim describes card use; exact issuance countries are not published

Pros

Good: Virtual cards are available; the physical Elite card remains a pre-order
Good: USDT and USDC top-up positioning
Good: Public site describes Core, Pro and Elite card tiers
Good: Public site describes card fees, cashback and top-up claims

Cons

Watch: KYC and onboarding rules are not clearly explained on the public page
Watch: Fees can add up across card tier and 3% to 5% top-up charges
Watch: Cashback requires locking $3,000 to $18,000 of KDY for 180 days
Watch: The current pricing table gives different annual or monthly limits by tier

General Questions

Does KardPay require KYC?

KardPay does not clearly publish a KYC-free onboarding rule on the public page. Defimap no longer classifies it as no-KYC; check the live sign-up flow before sending funds.

Does KardPay show card pricing publicly?

KardPay describes card tier pricing, top-up and spending fee claims on its public site. Defimap no longer tracks a separate pricing URL because the old pricing page returns 404.

What KardPay virtual card fees should I compare?

Compare the one-time card fee, monthly cashback cap, top-up fee, transaction fee, card limits and validity period on the live KardPay site before funding the card.