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Wirex Card

A multi-currency crypto and fiat card with rewards on eligible spending.

Wirex Card is a mature crypto card option for users who want a combined fiat and crypto wallet. It remains useful to compare because fees, rewards, and availability can vary significantly by market.

How to evaluate this card

Best for

Wirex Card is most relevant for users comparing a Visa card with custodial account mechanics, KYC-required onboarding and availability around GB, EU, APAC.

Watch out

Check live provider terms for 0%, Up to 8%, ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.

Compare before applying

Compare Crypto, Bank transfer, Virtual and physical delivery, supported currencies and wallet model against similar cards before moving funds or completing onboarding.

Fees and live terms to verify

FX fee

0%

Check whether provider conversion, network or settlement rules add extra cost.

Monthly fee

Free standard tier; paid Premium and Elite plans

Some cards are free to hold, while others move costs into tiers or issuing fees.

ATM and cash access

Wirex fee applies after free allowance; ATM withdrawals supported with a ?200 free monthly allowance on the public card page

If ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.

Funding

Crypto, Bank transfer

Confirm supported funding assets, networks and settlement timing in the live provider flow.

Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.

Feature Overview

Wirex Card feature overview
CashbackUp to 8%
KYCRequired
Supported regionsUKEEAAPAC
FX fee0%
CurrencyEURGBPUSD
Card tiersStandard, Premium, Elite
DeliveryVirtual and physical
Monthly feeFree standard tier; paid Premium and Elite plans
Top-up methodsCryptoBank transfer
Supported networksMultiple supported crypto assets
Withdrawal optionsATM withdrawals supported with a ?200 free monthly allowance on the public card page
ATM withdrawal feeWirex fee applies after free allowance

Card Tiers

Wirex Card card tiers
FeatureStandardPremiumElite
Monthly feeStandardFreePremiumPaid planElitePaid plan
CashbackStandardUp to 1%PremiumUp to 3%EliteUp to 8%
FX feeStandard0%Premium0%Elite0%

Key Features

Free standard tier
Paid plans can unlock higher rewards
0% FX fee positioning
SEPA and Faster Payments funding in supported markets

Regional Availability

Available
GBEUAPAC
Restricted
None listed
Not specified
None listed

Pros

  • Good: Multi-currency account support
  • Good: Crypto and fiat spending
  • Good: Rewards on eligible purchases

Cons

  • Watch: Fees vary by region and plan
  • Watch: Custodial wallet model
  • Watch: Reward mechanics can be hard to compare

General Questions

Does Wirex support crypto spending?

Wirex positions its card as a way to spend crypto and fiat while earning rewards on eligible purchases.

Is Wirex Card verified by Defimap?

No. Wirex Card is currently listed as unverified, so users should confirm live terms on the official site before applying.

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