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Crypto.com Visa Signature Credit Card

Name: Crypto.com Visa Signature Credit Card
Brand: Crypto.com Visa Signature Credit Card

A US credit card with Bitcoin or CRO rewards and tier-based earning rates.

Crypto.com Visa Signature Credit Card is a US credit product, not the existing prepaid Crypto.com Visa Card. Eligible applicants can earn Bitcoin or CRO rewards, with rates determined by reward type, Level Up tier and monthly spend bands. The card has no annual fee, but higher tiers may carry subscription or CRO-lockup costs. Credit approval, KYC and current issuer terms matter more than the headline reward rate.

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How to evaluate this card

Best for

Crypto.com Visa Signature Credit Card is most relevant for users comparing a Visa Signature card with custodial account mechanics, KYC-required onboarding and availability around US.

Watch out

Check live provider terms for Not specified, Up to 6%, ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.

Compare before applying

Compare Credit line, Statement payment in the Crypto.com App, Physical delivery, supported currencies and wallet model against similar cards before moving funds or completing onboarding.

Fees and live terms to verify

FX fee

Not specified on the public rewards page

Check whether provider conversion, network or settlement rules add extra cost.

Monthly fee

No annual card fee; paid Level Up plans or CRO lockups may apply to higher tiers

Some cards are free to hold, while others move costs into tiers or issuing fees.

ATM and cash access

Not specified; Cash advance terms are not specified on the public rewards page

If ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.

Funding

Credit line, Statement payment in the Crypto.com App

Confirm supported funding assets, networks and settlement timing in the live provider flow.

Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.

Feature Overview

Crypto.com Visa Signature Credit Card feature overview
Cashback	1% to 6% in BTC by tier and monthly spend band; CRO rewards follow separate terms
KYC	Required
Supported regions	United States, excluding New York
FX fee	Not specified on the public rewards page
Currency	USD
Card tiers	Basic, Plus, Pro, Icy and Obsidian
Delivery	Physical
Monthly fee	No annual card fee; paid Level Up plans or CRO lockups may apply to higher tiers
Top-up methods	Credit lineStatement payment in the Crypto.com App
Supported networks	Bitcoin rewardsCRO rewards
Withdrawal options	Cash advance terms are not specified on the public rewards page
ATM withdrawal fee	Not specified

Key Features

US Visa Signature credit card issued by Comenity Capital Bank

Choice of Bitcoin or CRO rewards under separate reward schedules

Soft-inquiry prequalification before a full application

No annual card fee, while higher reward tiers can require a plan or CRO lockup

Regional Availability

Available

Restricted

New York

Not specified

None listed

Pros

Good: True credit-card structure without manual card top-ups
Good: Bitcoin or CRO reward choice
Good: No annual card fee and soft-inquiry prequalification

Cons

Watch: Available only to eligible US applicants outside New York
Watch: Requires credit approval and a custodial Crypto.com relationship
Watch: Highest reward rates require paid tiers or substantial CRO commitments and have monthly BTC spend bands

General Questions

Is Crypto.com Visa Signature Credit Card the same as Crypto.com Visa Card?

No. Visa Signature is a US credit card issued by Comenity Capital Bank. The older Crypto.com Visa Card is a separate prepaid or account-funded card program with different regional terms.

Does the card have an annual fee?

Crypto.com states that the credit card has no annual fee. Higher reward tiers can still require a paid Level Up plan or a CRO lockup, so compare the total tier cost rather than the card fee alone.

Can New York residents apply?

No. The current official rewards terms require an applicant to be at least 18, reside in the United States and not reside in New York.