Cypher Card
A discontinued self-custody card with a published 2026 closure timeline.
Cypher discontinued new applications following its acquisition by Nium. Its published timeline ended issuance and loading on July 8, card spending on August 7, and the app and withdrawal window on September 6, 2026. These deadlines have passed; this profile retains historical product details.
Historical card information
The specifications and tiers below describe a discontinued product, not a current offer. Do not use them as instructions to apply, fund or spend. Follow the provider notice for closure information.
Feature Overview
| Cashback | $CYPR rewards |
|---|---|
| KYC | Required |
| Supported regions | Discontinued; no new issuance |
| FX fee | 0.75% to 1.75% |
| Currency | USD |
| Card tiers | Standard, Premium |
| Delivery | Virtual and physical |
| Monthly fee | Legacy terms; no new cards are issued |
| Top-up methods | Crypto |
| Supported networks | EthereumPolygonArbitrumOptimismSolana |
| Withdrawal options | Published withdrawal deadline was September 6, 2026; consult the provider notice |
| ATM withdrawal fee | Legacy terms; verify wind-down instructions |
Card Tiers
| Feature | Standard | Premium |
|---|---|---|
| Annual fee | StandardFree | Premium$199 |
| FX fee | Standard1.75% | Premium0.75% |
| Delivery | StandardVirtual | PremiumVirtual and physical |
Key Features
Regional Availability
Pros
- Good: Non-custodial wallet assets remain controlled by the user
- Good: Cypher published explicit card and withdrawal deadlines
- Good: Published wind-down guidance
Cons
- Watch: New card applications and card loading have ended
- Watch: The published card-spending deadline has passed
- Watch: The published app and withdrawal-window deadline has passed
General Questions
Can I still apply for a Cypher Card?
No. Cypher stopped new card applications, issuance and card loading on July 8, 2026.
What were the published closure dates?
Cypher listed August 7, 2026 as the final card-spending date and September 6, 2026 as the app and withdrawal-window shutdown date. Both dates have passed.
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This card is discontinued
New applications are closed. Read the provider's notice for the published closure timeline.