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Cypher Card

A self-custody crypto card with standard and premium tiers.

Cypher Card targets users who want a wallet-first card with broad chain support instead of an exchange account. The premium tier is mainly about reducing fees and unlocking a fuller card package, while the standard tier keeps entry costs lower.

defifintechGlobal

How to evaluate this card

Best for

Cypher Card is most relevant for users comparing a Visa card with self-custody account mechanics, KYC-required onboarding and availability around Global.

Watch out

Check live provider terms for 0.75% to 1.75%, $CYPR rewards, ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.

Compare before applying

Compare Crypto, Virtual and physical delivery, supported currencies and wallet model against similar cards before moving funds or completing onboarding.

Fees and live terms to verify

FX fee

0.75% to 1.75%

Check whether provider conversion, network or settlement rules add extra cost.

Monthly fee

Free standard tier; Premium annual plan

Some cards are free to hold, while others move costs into tiers or issuing fees.

ATM and cash access

Up to 3%; ATM withdrawals supported up to $3,000

If ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.

Funding

Crypto

Confirm supported funding assets, networks and settlement timing in the live provider flow.

Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.

Feature Overview

Cypher Card feature overview
Cashback$CYPR rewards
KYCRequired
Supported regionsGlobal
FX fee0.75% to 1.75%
CurrencyUSD
Card tiersStandard, Premium
DeliveryVirtual and physical
Monthly feeFree standard tier; Premium annual plan
Top-up methodsCrypto
Supported networksEthereumPolygonArbitrumOptimismSolana
Withdrawal optionsATM withdrawals supported up to $3,000
ATM withdrawal feeUp to 3%

Card Tiers

Cypher Card card tiers
FeatureStandardPremium
Annual feeStandardFreePremium$199
FX feeStandard1.75%Premium0.75%
DeliveryStandardVirtualPremiumVirtual and physical

Key Features

Self-custodial Visa card designed for spending from crypto balances.
Premium plan adds free USDC loads, lower forex fees and higher card limits.
Plans page lists higher spending limits up to $1,000,000 per day for premium users.

Regional Availability

Available
Global
Restricted
None listed
Not specified
None listed

Pros

  • Good: Self-custody design
  • Good: Multi-chain coverage is stronger than many single-chain cards
  • Good: Premium tier reduces FX fees

Cons

  • Watch: KYC is required
  • Watch: ATM fees can reach 3%
  • Watch: Premium tier has a meaningful annual fee

General Questions

Is Cypher Card self-custody?

Yes. Cypher Card is positioned as a non-custodial crypto card.

Does Cypher Card have tiers?

Yes. Defimap tracks Standard and Premium tiers with different fee profiles.

Compare this card with guides

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Ready to compare the live offer?

Review the latest provider terms before applying. Card availability, campaigns and fees can change.

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