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Cypher Card is most relevant for users comparing a card on Visa with self-custody account mechanics, KYC-required onboarding and availability around current supported regions.
Discontinued
Cypher Card
A discontinued self-custody card in its 2026 wind-down period.
Cypher Card is being discontinued following Cypher's acquisition by Nium. New applications, issuance and loading ended July 8, 2026; existing cards stop working after August 7, and users must withdraw remaining balances and back up wallet access before the September 6 service shutdown.
How to evaluate this card
Watch out
Check live provider terms for FX costs (Legacy terms; card spending ends August 7, 2026), rewards (Final rewards cycle ended July 16, 2026), ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.
Compare before applying
Compare the funding path (Crypto), card format or delivery terms (Virtual and physical), supported currencies and wallet model against similar cards before moving funds or completing onboarding.
Fees and live terms to verify
FX fee
0.75% to 1.75%Check whether provider conversion, network or settlement rules add extra cost.
Monthly fee
Legacy terms; no new cards are issuedSome cards are free to hold, while others move costs into tiers or issuing fees.
ATM and cash access
Legacy terms; verify wind-down instructions; Withdraw remaining card balance before September 6, 2026If ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.
Funding
CryptoConfirm supported funding assets, networks and settlement timing in the live provider flow.
Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.
Feature Overview
| Cashback | $CYPR rewards |
|---|---|
| KYC | Required |
| Supported regions | Existing cardholders only during wind-down |
| FX fee | 0.75% to 1.75% |
| Currency | USD |
| Card tiers | Standard, Premium |
| Delivery | Virtual and physical |
| Monthly fee | Legacy terms; no new cards are issued |
| Top-up methods | Crypto |
| Supported networks | EthereumPolygonArbitrumOptimismSolana |
| Withdrawal options | Withdraw remaining card balance before September 6, 2026 |
| ATM withdrawal fee | Legacy terms; verify wind-down instructions |
Card Tiers
| Feature | Standard | Premium |
|---|---|---|
| Annual fee | StandardFree | Premium$199 |
| FX fee | Standard1.75% | Premium0.75% |
| Delivery | StandardVirtual | PremiumVirtual and physical |
Key Features
Cypher stopped new card applications and card loading on July 8, 2026.
Existing cards can be used only until August 7, 2026.
The Cypher app and withdrawal window are scheduled to close on September 6, 2026.
Regional Availability
Available
None listed
Restricted
None listed
Not specified
Existing cardholders only during the wind-down; new issuance has ended
Pros
- Good: Non-custodial wallet assets remain controlled by the user
- Good: Cypher published explicit card and withdrawal deadlines
- Good: Support remains available during the announced transition period
Cons
- Watch: New card applications and card loading have ended
- Watch: Existing cards stop working after August 7, 2026
- Watch: The app and withdrawal window close September 6, 2026
General Questions
Can I still apply for a Cypher Card?
No. Cypher stopped new card applications, issuance and card loading on July 8, 2026.
When will existing Cypher Cards stop working?
Cypher says existing cards remain usable until August 7, 2026. The app and withdrawal window are scheduled to close on September 6, 2026.
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Ready to compare the live offer?
Review the latest provider terms before applying. Card availability, campaigns and fees can change.
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