Best for
Users who care about wallet architecture, supported chains and card products closer to on-chain workflows.
Card category
DeFi Crypto Cards
DeFi crypto cards are built for users who care about wallet architecture, on-chain balances and a closer connection between crypto-native assets and card spending. They can be more flexible than traditional exchange cards, but they also require more attention to custody, networks, funding and transaction risk. This page filters Defimap data for cards categorized as DeFi and compares them by KYC, wallet model, supported networks, cashback, FX fees, regions, delivery and withdrawal terms. A DeFi-oriented card is not automatically private or low-risk. Many still require identity checks, rely on issuing partners and convert assets through regulated payment rails. The advantage is usually in how the product connects to wallets and on-chain workflows. Use this page to shortlist DeFi card options, then confirm supported chains, country eligibility, top-up rules and live fees before using a card for regular spending.
Editorial notes
How to use this guide
Watch out
DeFi branding does not automatically mean no KYC, no custody risk or global availability.
How to choose
Compare supported networks, custody mechanics, KYC, funding route, FX fees and what happens when a card payment needs fiat settlement.
Segment checks
What to verify in this segment
Eligibility notes
DeFi card users still need to check KYC, supported countries, issuing partners and whether wallet access changes by region or rollout stage.
Common fee checks
Compare network support, gas or bridging costs, FX fees, card delivery, top-up paths, refunds and what happens when on-chain assets settle into card rails.
Strong cards
Gnosis Pay, 1inch Debit Card, EtherFi Cash Card, Based Visa Card and Exodus Spend cover different wallet-first approaches worth comparing.
Quick questions
Are DeFi crypto cards fully on-chain?
Not usually. Card payments still rely on card networks and issuing partners, so users should separate wallet funding from payment settlement.
Who should consider a DeFi crypto card?
Users who already manage wallets and on-chain assets may benefit most, provided the card supports their region, networks and spending needs.
DeFi Card Shortlist
20 cards currently match this category.
1inch
Mastercard
KYCEUvirtual + physical
1inch Debit Card
A self-custody debit card for users of the 1inch ecosystem.
Cashback
Not available
KYC
Required
Regions
EU, EEA
FX fee
Not available
Avalanche
Visa
KYCUSvirtual + physical
Avalanche Card
Spend from an Avalanche-focused wallet card in supported regions.
Cashback
Avax Points; earning rate shown in app
KYC
Required
Regions
US, LATAM, Caribbean
FX fee
Varies by agreement; public fee disclosures conflict
Avici
Visa
KYCUSvirtual + physical
Avici Card
A self-custody secured credit card built around crypto collateral.
Cashback
Not available
KYC
Required
Regions
US
FX fee
1% non-USD FX stated in card terms
Based
Visa
KYCEligibility variesvirtual + physical
Based Visa Card
A stablecoin-funded Visa card with token-gated tiers.
Cashback
Up to 4%
KYC
Required
Regions
Eligibility varies
FX fee
0% to 2.5%
CL Card
Visa or Mastercard
KYCEEAvirtual + physical
CL Card
A Ledger-compatible Baanx card with cashback and published platform fees.
Cashback
1%
KYC
Required
Regions
EEA, UK, US, CA, CH, CO, MX, BR
FX fee
Current CL schedule lists a 2% card-spend platform fee
COCA
Visa or Mastercard
KYCUKvirtual + physical
COCA Card
A non-custodial wallet card with virtual and physical options.
Cashback
Up to 8%
KYC
Required
Regions
UK, EEA, APAC, LATAM
FX fee
Foreign transaction fee relief claimed
Cypher
Visa
KYCEligibility variesvirtual + physical
Cypher Card
A discontinued self-custody card with a published 2026 closure timeline.
Cashback
Final rewards cycle ended July 16, 2026
KYC
Required
Regions
Eligibility varies
FX fee
Legacy terms; card spending ends August 7, 2026
ether.fi
Visa
KYCUSvirtual + physical
EtherFi Cash Card
A DeFi-native card for spending against crypto balances.
Cashback
Up to 3%, stepping down with monthly spend
KYC
Required
Regions
US, HK, Hungary, Belgium, Ireland
FX fee
EUR zero-markup beta; other FX includes a base rate and tier margin
Exodus
Mastercard
KYCEEAvirtual
Exodus Spend Card
A virtual Mastercard for spending selected Solana assets from Exodus.
Cashback
Not available
KYC
Required
Regions
EEA, UK, US, CA, BR, LATAM
FX fee
No additional Exodus fee
Gnosis Pay
Visa
KYCEUphysical
Gnosis Pay Card
A self-custodial Visa debit card linked to a Safe account.
Cashback
Up to 5%
KYC
Required
Regions
EU, BR
FX fee
0%
Jupiter
Visa Infinite
KYCEligibility variesvirtual
Jupiter Card
A Solana-oriented card with Visa Infinite positioning.
Cashback
Up to $1,000 monthly rewards
KYC
Required
Regions
Eligibility varies
FX fee
Up to 1.8%
MetaMask
Mastercard
KYCCAvirtual
MetaMask Card
A self-custody wallet card for spending directly from MetaMask.
Cashback
Up to 3%
KYC
Required
Regions
CA, Andorra, Argentina, Austria, Bahrain, Belgium, Brazil, Bulgaria, Chile, Colombia, Costa Rica, Croatia, Cyprus, Denmark, Dominican Republic, El Salvador, Finland, France, Germany, Gibraltar, Greece, Guatemala, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Liechtenstein, Luxembourg, Malta, Mexico, Monaco, Netherlands, Norway, Oman, Panama, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Uruguay
FX fee
No added FX markup; 1% Virtual cross-border fee
MiniPay
Visa
KYCEligibility variesvirtual
MiniPay Card
A self-custodial stablecoin card for USDC and USDT spending.
Cashback
Up to 5%
KYC
Required
Regions
Eligibility varies
FX fee
Not available
MoonAgents
Mastercard
KYCUKvirtual
MoonAgents Card
A virtual Mastercard for delegated stablecoin spending from a Solana wallet.
Cashback
None listed
KYC
Required
Regions
UK, Latin America
FX fee
Not available
Plasma One
Visa
KYCEligibility variesvirtual + physical
Plasma One Card
A stablecoin Visa card with tiered XPL cashback.
Cashback
2% to 4% base cashback
KYC
Required
Regions
Eligibility varies
FX fee
Some transactions may involve FX or bank withdrawal costs
Tangem
Visa
KYCUSvirtual
Tangem Pay Card
A virtual card concept connected to Tangem self-custody hardware.
Cashback
Not available
KYC
Required
Regions
US, LATAM, APAC, MEA, Africa
FX fee
Visa FX and cross-border fees may apply
Tria
Visa
KYCEligibility variesvirtual + physical
Tria Card
Spend from multi-chain balances through a Visa-powered crypto card.
Cashback
Up to 6%
KYC
Required
Regions
Eligibility varies
FX fee
Up to 3% in international card terms; Tria tier benefits may differ
xPortal
Mastercard
KYCEEAvirtual + physical
xPortal Card
A Mastercard debit card inside the xPortal crypto super app.
Cashback
Up to 0.5%
KYC
Required
Regions
EEA
FX fee
Not available
Zeal
Visa
KYCEligibility variesvirtual + physical
Zeal Card
A self-custodial wallet and Visa debit card for spending abroad.
Cashback
Up to 4%
KYC
Required
Regions
Eligibility varies
FX fee
No exchange fees claimed
Zypto
Visa and Mastercard
KYCEligibility variesvirtual + physical
Zypto Card
A virtual and physical crypto card suite for DeFi users.
Cashback
Not available
KYC
Required
Regions
Eligibility varies
FX fee
1.75%
DeFi Comparison Table
| Feature | 1inch Debit Card | Avalanche Card | Avici Card |
|---|---|---|---|
| Cashback | 1inch Debit CardNot available | Avalanche CardAvax Points with in-app earning rates; statement credits redeem at 70% of point face value | Avici CardNot available |
| KYC | 1inch Debit CardRequired | Avalanche CardRequired | Avici CardRequired |
| Supported regions | 1inch Debit CardEUEEA | Avalanche CardUSLATAMCaribbean | Avici CardUS |
| FX fee | 1inch Debit CardNot available | Avalanche CardWebsite advertises 1% FX; U.S. agreement lists 2% international transactions; international agreement lists up to 3% FX and up to 3% cross-border fees. Confirm your applicable agreement. | Avici CardNon-USD foreign exchange fee currently 1% according to card terms |
| Currency | 1inch Debit CardNot available | Avalanche CardUSD | Avici CardUSD |
| Card tiers | 1inch Debit CardNot available | Avalanche CardNot available | Avici CardNot available |
| Delivery | 1inch Debit CardVirtual and physical | Avalanche CardVirtual and physical | Avici CardVirtual and physical |
| Monthly fee | 1inch Debit CardNot available | Avalanche Card$0 | Avici CardNot available |
| Top-up methods | 1inch Debit CardCrypto | Avalanche CardUSDCUSDTAVAXWAVAX | Avici CardCrypto collateral |
| Supported networks | 1inch Debit CardEthereumPolygonArbitrumOptimismBNB Chain | Avalanche CardAvalanche | Avici CardCrypto collateral |
| Withdrawal options | 1inch Debit CardATM withdrawals supported; public limits are not available | Avalanche CardInternational terms exclude cash advances; U.S. terms discuss them only if enabled. Confirm ATM access for your account. | Avici CardWithdraw funds anytime, subject to Avici terms |
| ATM withdrawal fee | 1inch Debit CardNot available | Avalanche CardNot available | Avici CardNot available |
Related Defimap guides
Plasma One Card
A stablecoin Visa card with tiered XPL cashback.
Avici Card
A self-custody secured credit card built around crypto collateral.
Self-Custody Crypto Cards
Compare self-custody crypto cards across KYC, fees, regions and spending fit.
1inch Debit Card Review: DeFi Spending Fit
Read the long-form Defimap review connected to this guide.
CL Card Review: Ledger Card KYC, Fees and Regions
Read the long-form Defimap review connected to this guide.
Based Visa Card Review: Stablecoin Card Tiers
Read the long-form Defimap review connected to this guide.