Best for
Plutus Card is most relevant for users comparing a Visa card with self-custody account mechanics, KYC-required onboarding and availability around EEA, UK.
Active
Plutus Card
A rewards-heavy EEA card built around PLU perks and paid plans.
Plutus Card is built for rewards maximizers who are comfortable with PLU-based economics and paid card plans. It can be attractive for users who actively use perks, but it is less simple than a flat-cashback card with no subscription fee.
How to evaluate this card
Watch out
Check live provider terms for Up to 2.5%, 3% to 9%, ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.
Compare before applying
Compare Bank transfer, Crypto, Virtual and physical delivery, supported currencies and wallet model against similar cards before moving funds or completing onboarding.
Fees and live terms to verify
FX fee
Up to 2.5%Check whether provider conversion, network or settlement rules add extra cost.
Monthly fee
Plan-based subscription; physical card order EUR 9.99 / GBP 9.99Some cards are free to hold, while others move costs into tiers or issuing fees.
ATM and cash access
2.5%; ATM withdrawals supported; fees page lists 2.5% ATM withdrawal feeIf ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.
Funding
Bank transfer, CryptoConfirm supported funding assets, networks and settlement timing in the live provider flow.
Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.
Feature Overview
| Cashback | 3% to 9% PLU rewards depending on plan and reward level |
|---|---|
| KYC | Required |
| Supported regions | EEAUK |
| FX fee | Up to 2.5% |
| Currency | EURGBP |
| Card tiers | Starter, Everyday, Premium |
| Delivery | Virtual and physical |
| Monthly fee | Plan-based subscription; physical card order EUR 9.99 / GBP 9.99 |
| Top-up methods | Bank transferCrypto |
| Supported networks | Ethereum |
| Withdrawal options | ATM withdrawals supported; fees page lists 2.5% ATM withdrawal fee |
| ATM withdrawal fee | 2.5% |
Card Tiers
| Feature | Starter | Everyday | Premium |
|---|---|---|---|
| Card spend eligible for rewards | StarterEUR/GBP 250 | EverydayEUR/GBP 500 | PremiumEUR/GBP 1,000 |
| Rewards range | Starter3% to 9% | Everyday3% to 9% | Premium3% to 9% |
| ATM withdrawal fee | Starter2.5% | Everyday2.5% | Premium2.5% |
Key Features
PLU rewards and perks model
Very high stated daily limit
Non-custodial positioning
Bank transfer support
Regional Availability
Available
EEAUK
Restricted
None listed
Not specified
None listed
Pros
- Good: Rewards and perks can be strong for engaged users
- Good: Bank transfer support improves utility
- Good: High daily spend limit is advertised
Cons
- Watch: Paid plans are required
- Watch: Reward value depends on PLU economics
- Watch: FX fee can be meaningful
General Questions
Does Plutus Card have a free plan?
Defimap currently tracks paid card plans for the active Plutus card structure.
What makes Plutus Card different?
Its core distinction is the PLU rewards and perks model rather than a simple fixed cashback card.
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Ready to compare the live offer?
Review the latest provider terms before applying. Card availability, campaigns and fees can change.
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