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Plutus Card

Name: Plutus Card
Brand: Plutus Card

A rewards-heavy EEA card built around PLU perks and paid plans.

Plutus Card is built for rewards-focused UK and supported EEA residents who are comfortable with paid plans and token-linked reward levels. The virtual card has no order fee, while plans currently cost EUR/GBP 6.99, 9.99 or 19.99 per month and cap the spending eligible for base rewards. Its account funding and optional personal-wallet reward withdrawals make the practical custody model hybrid rather than purely non-custodial.

fintech EEA UK

How to evaluate this card

Best for

Plutus Card is most relevant for users comparing a card on Visa with hybrid custody account mechanics, KYC-required onboarding and availability around EEA, UK.

Watch out

Check live provider terms for FX costs (Up to 2.5%), rewards (3% to 9%), ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.

Compare before applying

Compare the funding path (Bank transfer, Crypto), card format or delivery terms (Virtual and physical), supported currencies and wallet model against similar cards before moving funds or completing onboarding.

Fees and live terms to verify

FX fee

Up to 2.5%

Check whether provider conversion, network or settlement rules add extra cost.

Monthly fee

EUR/GBP 6.99, 9.99 or 19.99 depending on plan

Some cards are free to hold, while others move costs into tiers or issuing fees.

ATM and cash access

2.5%; ATM withdrawals supported; fees page lists 2.5% ATM withdrawal fee

If ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.

Funding

Bank transfer, Crypto

Confirm supported funding assets, networks and settlement timing in the live provider flow.

Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.

Feature Overview

Plutus Card feature overview
Cashback	3% to 9% PLU rewards depending on plan and reward level
KYC	Required
Supported regions	EEAUK
FX fee	Up to 2.5%
Currency	EURGBP
Card tiers	Starter, Everyday, Premium
Delivery	Virtual and physical
Monthly fee	EUR/GBP 6.99, 9.99 or 19.99 depending on plan
Top-up methods	Bank transferCrypto
Supported networks	Ethereum
Withdrawal options	ATM withdrawals supported; fees page lists 2.5% ATM withdrawal fee
ATM withdrawal fee	2.5%

Card Tiers

Plutus Card card tiers
Feature	Starter	Everyday	Premium
Card spend eligible for rewards	StarterEUR/GBP 250	EverydayEUR/GBP 500	PremiumEUR/GBP 1,000
Rewards range	Starter3% to 9%	Everyday3% to 9%	Premium3% to 9%
ATM withdrawal fee	Starter2.5%	Everyday2.5%	Premium2.5%

Key Features

PLU rewards and perks model

Very high stated daily limit

Personal-wallet withdrawals for eligible PLU rewards

Bank transfer support

Regional Availability

Available

EEAUK

Restricted

None listed

Not specified

None listed

Pros

Good: Rewards and perks can be strong for engaged users
Good: Bank transfer support improves utility
Good: High daily spend limit is advertised

Cons

Watch: Paid plans are required
Watch: Reward value depends on PLU economics
Watch: FX fee can be meaningful

General Questions

Does Plutus Card have a free plan?

The virtual card has no order fee, but earning rewards requires a paid subscription after the advertised trial. Current plans are EUR/GBP 6.99, 9.99 or 19.99 per month.

What makes Plutus Card different?

Its core distinction is the PLU rewards and perks model rather than a simple fixed cashback card.