Best for
Wallet-first users who want card spending without moving all assets into a centralized exchange account.
Best cards
Self-Custody Crypto Cards
Non-custodial crypto cards appeal to users who want card spending without fully moving their financial life into an exchange account. The phrase can mean different things, so it needs careful comparison. Some cards connect to smart accounts or wallets, while others still rely on regulated issuing partners, KYC and fiat settlement rails at the point of card spending. This page filters Defimap data for cards marked as non-custodial in the current dataset and compares the practical details: KYC, cashback, FX fees, supported regions, card network, delivery, funding methods, supported chains and withdrawal terms. The key question is not only who holds assets before spending, but how conversion, refunds, disputes and limits work when a transaction happens. Use this page to shortlist wallet-native card options, then confirm live custody mechanics, supported networks and country eligibility directly with each provider before relying on the card.
Editorial notes
How to use this guide
Watch out
Self-custody positioning does not remove KYC, issuer rules, regional limits or fiat settlement steps.
How to choose
Look for clear wallet mechanics, supported chains, conversion timing, refunds, dispute handling and whether funds remain under user control before spending.
Quick questions
Does self-custody mean a crypto card has no KYC?
No. Many self-custody or wallet-first cards still require KYC because card issuance and payments use regulated partners.
What is the main tradeoff with self-custody crypto cards?
They can fit wallet-native workflows better, but users still need to verify supported networks, fees, country eligibility and how card transactions are settled.
Filtered Cards
18 cards match this programmatic filter.
1inch
Mastercard
KYCEUvirtual + physical
1inch Debit Card
A self-custody debit card for users of the 1inch ecosystem.
Cashback
Not available
KYC
Required
Regions
EU, EEA
FX fee
Not available
Avalanche
Visa
KYCUSvirtual + physical
Avalanche Card
Spend from an Avalanche-focused wallet card in supported regions.
Cashback
Not available
KYC
Required
Regions
US, LATAM, Caribbean
FX fee
1%
Based
Visa
KYCGlobalvirtual + physical
Based Visa Card
A stablecoin-funded Visa card with token-gated tiers.
Cashback
Up to 4%
KYC
Required
Regions
Global
FX fee
0% to 2.5%
Bleap
Mastercard
KYCEEAvirtual + physical
Bleap Card
A non-custodial EEA card with cashback and IBAN-style funding.
Cashback
Up to 20%
KYC
Required
Regions
EEA
FX fee
0%
CL Card
Visa or Mastercard
KYCEEAvirtual + physical
CL Card
A Ledger-compatible crypto card provided by Baanx.
Cashback
1%
KYC
Required
Regions
EEA, UK, US, CA, CH, CO, MX, BR
FX fee
Not available
Cypher
Visa
KYCGlobalvirtual + physical
Cypher Card
A self-custody crypto card with standard and premium tiers.
Cashback
$CYPR rewards
KYC
Required
Regions
Global
FX fee
0.75% to 1.75%
ether.fi
Visa
KYCUSvirtual + physical
EtherFi Cash Card
A DeFi-native card for spending against crypto balances.
Cashback
Up to 3%
KYC
Required
Regions
US, HK
FX fee
0% on selected EUR/USD transactions; otherwise may vary
Exodus
Mastercard
KYCEEAvirtual
Exodus Spend Card
A virtual Mastercard for spending selected Solana assets from Exodus.
Cashback
Not available
KYC
Required
Regions
EEA, UK, US, CA, BR, LATAM
FX fee
No additional Exodus fee
Gnosis Pay
Visa
KYCEUphysical
Gnosis Pay Card
A self-custodial Visa debit card linked to a Safe account.
Cashback
Up to 5%
KYC
Required
Regions
EU, BR
FX fee
0%
Holyheld
Mastercard
KYCEEAvirtual + physical
Holyheld Card
A self-custody EEA card with IBAN support and USDC rewards.
Cashback
0.5% to 1% USDC
KYC
Required
Regions
EEA
FX fee
2.5%
Jupiter
Visa Infinite
KYCGlobalvirtual
Jupiter Card
A Solana-oriented card with Visa Infinite positioning.
Cashback
Up to $1,000 monthly rewards
KYC
Required
Regions
Global
FX fee
Up to 1.8%
Mercuryo
Mastercard
KYCEEAvirtual + physical
Mercuryo Spend Card
A Mastercard virtual card for spending crypto from partner wallets.
Cashback
0%
KYC
Required
Regions
EEA
FX fee
Not available
MetaMask
Mastercard
KYCEUvirtual + physical
MetaMask Card
A self-custody wallet card for spending directly from MetaMask.
Cashback
Up to 3%
KYC
Required
Regions
EU, GB
FX fee
0% foreign transaction fee
Plutus
Visa
KYCEEAvirtual + physical
Plutus Card
A rewards-heavy EEA card built around PLU perks and paid plans.
Cashback
3% to 9%
KYC
Required
Regions
EEA, UK
FX fee
Up to 2.5%
Ruvo
Visa
KYCBRvirtual + physical
Ruvo Card
You live between worlds. Now your money can too.
Cashback
0%
KYC
Required
Regions
BR, US
FX fee
1%
Tangem
Visa
KYCGlobalvirtual
Tangem Pay Card
A virtual card concept connected to Tangem self-custody hardware.
Cashback
Not available
KYC
Required
Regions
Global
FX fee
Visa FX and cross-border fees may apply
Tria
Visa
KYCGlobalvirtual + physical
Tria Card
Spend from multi-chain balances through a Visa-powered crypto card.
Cashback
Up to 6%
KYC
Required
Regions
Global
FX fee
Not available
Zypto
Visa and Mastercard
KYCGlobalvirtual + physical
Zypto Card
A virtual and physical crypto card suite for DeFi users.
Cashback
Not available
KYC
Required
Regions
Global
FX fee
1.75%
Comparison Table
| Feature | 1inch Debit Card | Avalanche Card | Based Visa Card |
|---|---|---|---|
| Cashback | 1inch Debit CardNot available | Avalanche CardNot available | Based Visa CardUp to 4% |
| KYC | 1inch Debit CardRequired | Avalanche CardRequired | Based Visa CardRequired |
| Supported regions | 1inch Debit CardEUEEA | Avalanche CardUSLATAMCaribbean | Based Visa CardGlobal |
| FX fee | 1inch Debit CardNot available | Avalanche Card1% | Based Visa Card2.5% Orange, 1.5% HYPE, 0% Based Gold |
| Currency | 1inch Debit CardNot available | Avalanche CardUSD | Based Visa CardUSD |
| Card tiers | 1inch Debit CardNot available | Avalanche CardNot available | Based Visa CardBased Orange, HYPE, Based Gold |
| Delivery | 1inch Debit CardVirtual and physical | Avalanche CardVirtual and physical | Based Visa CardVirtual and physical on eligible tiers |
| Monthly fee | 1inch Debit CardNot available | Avalanche Card$0 | Based Visa CardNo signup fee; token lockup required for HYPE and Based Gold |
| Top-up methods | 1inch Debit CardCrypto | Avalanche CardUSDCAVAX collateral | Based Visa CardUSDTUSDCStablecoins |
| Supported networks | 1inch Debit CardEthereumPolygonArbitrumOptimismBNB Chain | Avalanche CardAvalanche | Based Visa CardSolanaArbitrumPolygonHyperliquid |
| Withdrawal options | 1inch Debit CardATM withdrawals supported; public limits are not available | Avalanche CardPublic ATM terms are not available | Based Visa CardNot available |
| ATM withdrawal fee | 1inch Debit CardNot available | Avalanche CardNot available | Based Visa CardNot available |
Related Defimap guides
1inch Debit Card Review: DeFi Spending Fit
Read the long-form Defimap review connected to this guide.
CL Card Review: Ledger-Compatible Crypto Spending
Read the long-form Defimap review connected to this guide.
Exodus Spend Card Review: Solana Wallet Spending
Read the long-form Defimap review connected to this guide.
1inch Debit Card
A self-custody debit card for users of the 1inch ecosystem.
CL Card
A Ledger-compatible crypto card provided by Baanx.
SolCard vs Exodus Spend Card
Open the structured side-by-side comparison.