Best for
Wallet-first users who want card spending without moving every balance into a centralized exchange account.
Best cards
Self-Custody Crypto Cards
Non-custodial crypto cards appeal to users who want card spending without fully moving their financial life into an exchange account. The phrase can mean different things, so it needs careful comparison. Some cards connect to smart accounts or wallets, while others still rely on regulated issuing partners, KYC and fiat settlement rails at the point of card spending. This page filters Defimap data for cards marked as non-custodial in the current dataset and compares the practical details: KYC, cashback, FX fees, supported regions, card network, delivery, funding methods, supported chains and withdrawal terms. The key question is not only who holds assets before spending, but how conversion, refunds, disputes and limits work when a transaction happens. Use this page to shortlist wallet-native card options, then confirm live custody mechanics, supported networks and country eligibility directly with each provider before relying on the card.
Editorial notes
How to use this guide
Watch out
Self-custody positioning does not remove KYC, issuer rules, regional limits, fiat settlement steps or provider-specific card terms.
How to choose
Look for clear wallet mechanics, supported chains, conversion timing, refunds, dispute handling and what remains under user control before spending.
Quick questions
Does self-custody mean a crypto card has no KYC?
No. Many self-custody or wallet-first cards still require KYC because card issuance and payments use regulated partners.
What is the main tradeoff with self-custody crypto cards?
They can fit wallet-native workflows better, but users still need to verify supported networks, fees, country eligibility and how card transactions are settled.
Filtered Cards
24 cards match this programmatic filter.
1inch
Mastercard
KYCEUvirtual + physical
1inch Debit Card
A self-custody debit card for users of the 1inch ecosystem.
Cashback
Not available
KYC
Required
Regions
EU, EEA
FX fee
Not available
Avalanche
Visa
KYCUSvirtual + physical
Avalanche Card
Spend from an Avalanche-focused wallet card in supported regions.
Cashback
Not available
KYC
Required
Regions
US, LATAM, Caribbean
FX fee
1%
Avici
Visa
KYCUSvirtual + physical
Avici Card
A self-custody secured credit card built around crypto collateral.
Cashback
Not available
KYC
Required
Regions
US
FX fee
1% non-USD FX stated in card terms
Based
Visa
KYCGlobalvirtual + physical
Based Visa Card
A stablecoin-funded Visa card with token-gated tiers.
Cashback
Up to 4%
KYC
Required
Regions
Global
FX fee
0% to 2.5%
Bleap
Mastercard
KYCEEAvirtual + physical
Bleap Card
A non-custodial EEA card with cashback and IBAN-style funding.
Cashback
Up to 20%
KYC
Required
Regions
EEA
FX fee
0%
CL Card
Visa or Mastercard
KYCEEAvirtual + physical
CL Card
A Ledger-compatible card with KYC, cashback and broad regional support.
Cashback
1%
KYC
Required
Regions
EEA, UK, US, CA, CH, CO, MX, BR
FX fee
Not available
COCA
Visa or Mastercard
KYCUKvirtual + physical
COCA Card
A non-custodial wallet card with virtual and physical options.
Cashback
Up to 8%
KYC
Required
Regions
UK, EEA, APAC, LATAM
FX fee
Foreign transaction fee relief claimed
Cypher
Visa
KYCGlobalvirtual + physical
Cypher Card
A self-custody crypto card with standard and premium tiers.
Cashback
$CYPR rewards
KYC
Required
Regions
Global
FX fee
0.75% to 1.75%
ether.fi
Visa
KYCUSvirtual + physical
EtherFi Cash Card
A DeFi-native card for spending against crypto balances.
Cashback
Up to 3% initially, then lower long-term cashback
KYC
Required
Regions
US, HK
FX fee
0% on selected EUR/USD transactions; otherwise may vary
Exodus
Mastercard
KYCEEAvirtual
Exodus Spend Card
A virtual Mastercard for spending selected Solana assets from Exodus.
Cashback
Not available
KYC
Required
Regions
EEA, UK, US, CA, BR, LATAM
FX fee
No additional Exodus fee
Gnosis Pay
Visa
KYCEUphysical
Gnosis Pay Card
A self-custodial Visa debit card linked to a Safe account.
Cashback
Up to 5%
KYC
Required
Regions
EU, BR
FX fee
0%
Holyheld
Mastercard
KYCEEAvirtual + physical
Holyheld Card
A self-custody EEA card with IBAN support and USDC rewards.
Cashback
0.5% to 1% USDC
KYC
Required
Regions
EEA
FX fee
2.5%
Jupiter
Visa Infinite
KYCGlobalvirtual
Jupiter Card
A Solana-oriented card with Visa Infinite positioning.
Cashback
Up to $1,000 monthly rewards
KYC
Required
Regions
Global
FX fee
Up to 1.8%
Mercuryo
Mastercard
KYCEEAvirtual + physical
Mercuryo Spend Card
A Mastercard virtual card for spending crypto from partner wallets.
Cashback
0%
KYC
Required
Regions
EEA
FX fee
Not available
MetaMask
Mastercard
KYCEUvirtual + physical
MetaMask Card
A self-custody wallet card for spending directly from MetaMask.
Cashback
Up to 3%
KYC
Required
Regions
EU, GB
FX fee
0% foreign transaction fee
Moon
Visa
KYCGlobalvirtual
Pay With Moon Card
Virtual Visa cards bought with crypto for online spending.
Cashback
Not available
KYC
Required
Regions
Global
FX fee
Not available
Plasma One
Visa
KYCGlobalvirtual + physical
Plasma One Card
A stablecoin Visa card with tiered XPL cashback.
Cashback
2% to 4% base cashback
KYC
Required
Regions
Global
FX fee
Some transactions may involve FX or bank withdrawal costs
Plutus
Visa
KYCEEAvirtual + physical
Plutus Card
A rewards-heavy EEA card built around PLU perks and paid plans.
Cashback
3% to 9%
KYC
Required
Regions
EEA, UK
FX fee
Up to 2.5%
Ruvo
Visa
KYCBRvirtual + physical
Ruvo Card
You live between worlds. Now your money can too.
Cashback
0%
KYC
Required
Regions
BR, US
FX fee
1%
Tangem
Visa
KYCGlobalvirtual
Tangem Pay Card
A virtual card concept connected to Tangem self-custody hardware.
Cashback
Not available
KYC
Required
Regions
Global
FX fee
Visa FX and cross-border fees may apply
Tria
Visa
KYCGlobalvirtual + physical
Tria Card
Spend from multi-chain balances through a Visa-powered crypto card.
Cashback
Up to 6%
KYC
Required
Regions
Global
FX fee
Not available
xPortal
Mastercard
KYCNot availablevirtual + physical
xPortal Card
A Mastercard debit card inside the xPortal crypto super app.
Cashback
Up to 0.5%
KYC
Required
Regions
Not available
FX fee
Not available
Zeal
Visa
KYCGlobalvirtual + physical
Zeal Card
A self-custodial wallet and Visa debit card for spending abroad.
Cashback
Up to 4%
KYC
Required
Regions
Global
FX fee
No exchange fees claimed
Zypto
Visa and Mastercard
KYCGlobalvirtual + physical
Zypto Card
A virtual and physical crypto card suite for DeFi users.
Cashback
Not available
KYC
Required
Regions
Global
FX fee
1.75%
Comparison Table
| Feature | 1inch Debit Card | Avalanche Card | Avici Card |
|---|---|---|---|
| Cashback | 1inch Debit CardNot available | Avalanche CardNot available | Avici CardNot available |
| KYC | 1inch Debit CardRequired | Avalanche CardRequired | Avici CardRequired |
| Supported regions | 1inch Debit CardEUEEA | Avalanche CardUSLATAMCaribbean | Avici CardUS |
| FX fee | 1inch Debit CardNot available | Avalanche Card1% | Avici CardNon-USD foreign exchange fee currently 1% according to card terms |
| Currency | 1inch Debit CardNot available | Avalanche CardUSD | Avici CardUSD |
| Card tiers | 1inch Debit CardNot available | Avalanche CardNot available | Avici CardNot available |
| Delivery | 1inch Debit CardVirtual and physical | Avalanche CardVirtual and physical | Avici CardVirtual and physical |
| Monthly fee | 1inch Debit CardNot available | Avalanche Card$0 | Avici CardNot available |
| Top-up methods | 1inch Debit CardCrypto | Avalanche CardUSDCUSDTAVAXWAVAX | Avici CardCrypto collateral |
| Supported networks | 1inch Debit CardEthereumPolygonArbitrumOptimismBNB Chain | Avalanche CardAvalanche | Avici CardCrypto collateral |
| Withdrawal options | 1inch Debit CardATM withdrawals supported; public limits are not available | Avalanche CardPublic ATM terms are not available | Avici CardWithdraw funds anytime, subject to Avici terms |
| ATM withdrawal fee | 1inch Debit CardNot available | Avalanche CardNot available | Avici CardNot available |
Related Defimap guides
Plasma One Card
A stablecoin Visa card with tiered XPL cashback.
Avici Card
A self-custody secured credit card built around crypto collateral.
CL Card
A Ledger-compatible card with KYC, cashback and broad regional support.
1inch Debit Card Review: DeFi Spending Fit
Read the long-form Defimap review connected to this guide.
CL Card Review: Ledger, KYC and Regions
Read the long-form Defimap review connected to this guide.
Exodus Spend Card Review: KYC and Solana
Read the long-form Defimap review connected to this guide.