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Shakepay Card

A Canadian prepaid Visa card with bitcoin cashback.

Shakepay Card is a Canadian prepaid Visa funded from a CAD balance. It pays 1% bitcoin cashback for Base and Bright users or 1.5% for Blue, while FX fees range from 3% to 0% by monthly status. Virtual access is established and physical-card ordering is rolling out by account.

How to evaluate this card

Best for

Shakepay Card is most relevant for users comparing a card on Visa with custodial account mechanics, KYC-required onboarding and availability around CA.

Watch out

Check live provider terms for FX costs (0% to 3% by monthly status), rewards (Up to 1.5%), ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.

Compare before applying

Compare the funding path (CAD cash account, Bank transfer), card format or delivery terms (Virtual and physical), supported currencies and wallet model against similar cards before moving funds or completing onboarding.

Fees and live terms to verify

FX fee

Base 3%; Bright 1.5%; Blue 0%

Check whether provider conversion, network or settlement rules add extra cost.

Monthly fee

No annual fee

Some cards are free to hold, while others move costs into tiers or issuing fees.

ATM and cash access

Virtual card has no ATM access; physical-card availability is rolling out by account

If ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.

Funding

CAD cash account, Bank transfer

Confirm supported funding assets, networks and settlement timing in the live provider flow.

Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.

Feature Overview

Shakepay Card feature overview
CashbackUp to 1.5% in bitcoin
KYCRequired
Supported regionsCA
FX feeBase 3%; Bright 1.5%; Blue 0%
CurrencyCAD
Card tiersBase/Bright, Blue
DeliveryVirtual and physical
Monthly feeNo annual fee
Top-up methodsCAD cash accountBank transfer
Supported networksBitcoin
Withdrawal optionsVirtual card has no ATM access; physical-card availability is rolling out by account
ATM withdrawal feeNot available

Key Features

Bitcoin cashback is 1% for Base and Bright status and 1.5% for Blue
Available to Shakepay customers across Canada's provinces and territories
Apple Pay and Google Pay support
Physical-card ordering is rolling out by account
$5,000 CAD per-transaction and daily spending limits are published

Regional Availability

Available
CA
Restricted
None listed
Not specified
None listed

Pros

  • Good: Bitcoin cashback is straightforward and automatically paid to the Shakepay balance
  • Good: No annual fee and no credit check are stated on the public page
  • Good: Useful Canada-specific option with mobile wallet support

Cons

  • Watch: Canada-only availability
  • Watch: Cashback is not paid on ATM withdrawals or account top-ups
  • Watch: Base users pay a 3% foreign transaction fee, while physical-card ordering is still account-specific

General Questions

How much cashback does Shakepay Card earn?

Shakepay's help article lists 1% for Base/Bright users and 1.5% for Blue users on eligible purchases.

Is Shakepay Card available outside Canada?

No. Shakepay says the card is available to Shakepay customers in Canada's 13 provinces and territories.

What are Shakepay Card's current spending and FX limits?

Shakepay publishes a $5,000 CAD per-transaction and daily limit plus a $50,000 CAD monthly limit. Foreign transaction fees are 3% for Base, 1.5% for Bright and 0% for Blue status.

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