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SpectroCoin Card is most relevant for users comparing a Visa card with custodial account mechanics, KYC-required onboarding and availability around EEA.
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SpectroCoin Card
A EUR-denominated Visa debit card for spending crypto loaded from a SpectroCoin wallet.
SpectroCoin Card is a EUR-denominated Visa debit card for users who want to exchange crypto, load a card from a SpectroCoin wallet and spend through familiar Visa rails. The official card page is unusually detailed about pricing, monthly fees, POS fees, ATM fees and limits, which makes the card useful for comparison. Defimap tracks it conservatively for EEA-oriented use and does not treat it as a US card.
How to evaluate this card
Watch out
Check live provider terms for 0.5% EEA non-EUR POS, 1% international non-EUR POS, unclear rewards, ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.
Compare before applying
Compare Crypto, SpectroCoin Wallet +1 more, Virtual and physical delivery, supported currencies and wallet model against similar cards before moving funds or completing onboarding.
Fees and live terms to verify
FX fee
0.5% EEA non-EUR POS, 1% international non-EUR POSCheck whether provider conversion, network or settlement rules add extra cost.
Monthly fee
€1Some cards are free to hold, while others move costs into tiers or issuing fees.
ATM and cash access
€1 EEA EUR, 1% min €1 EEA non-EUR, 2% min €2 international; ATM withdrawals are supported; official page lists EEA EUR, EEA non-EUR and international ATM feesIf ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.
Funding
Crypto, SpectroCoin Wallet, Bank transferConfirm supported funding assets, networks and settlement timing in the live provider flow.
Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.
Feature Overview
| Cashback | Not available |
|---|---|
| KYC | Required |
| Supported regions | EEA |
| FX fee | 0.5% EEA non-EUR POS, 1% international non-EUR POS |
| Currency | EUR |
| Card tiers | Virtual and physical |
| Delivery | Virtual and physical |
| Monthly fee | €1 |
| Top-up methods | CryptoSpectroCoin WalletBank transfer |
| Supported networks | BTCETH |
| Withdrawal options | ATM withdrawals are supported; official page lists EEA EUR, EEA non-EUR and international ATM fees |
| ATM withdrawal fee | €1 EEA EUR, 1% min €1 EEA non-EUR, 2% min €2 international |
Key Features
EUR-denominated Visa debit card loaded from a SpectroCoin wallet.
Official card page lists virtual and physical card pricing, monthly fee, POS fees and ATM fees.
SpectroCoin states the website is not intended for US residents, so Defimap does not track it as a US card.
Regional Availability
Available
EEA
Restricted
US
Not specified
None listed
Pros
- Good: Official page publishes detailed card fees and limits
- Good: Virtual and physical Visa debit card options are available
- Good: EUR-denominated card can fit EEA users who want clear euro card terms
Cons
- Watch: KYC is required and the card must be verified and activated
- Watch: Monthly service and ATM fees apply
- Watch: Not intended for US residents according to SpectroCoin public terms
General Questions
Is SpectroCoin Card available in the United States?
No. SpectroCoin states that its website is not intended for US residents, so Defimap does not track SpectroCoin Card as a US card.
What currency is SpectroCoin Card denominated in?
The official card page states that the debit card is denominated in EUR and can be loaded with EUR received in exchange for virtual currency.
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Ready to compare the live offer?
Review the latest provider terms before applying. Card availability, campaigns and fees can change.
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