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CL Card

Name: CL Card
Brand: CL Card

A Ledger-compatible Baanx card with cashback and published platform fees.

CL Card is a Ledger-compatible crypto card provided by Baanx and built around a Ledger Wallet funding flow. It offers 1% regional cashback, broad listed availability and mobile wallets, but the current CL schedule also lists a 2% card-spend platform fee. It is self-custody-adjacent rather than a fully non-custodial card account.

defi fintech EEA UK US CACHCOMXBR

How to evaluate this card

Best for

CL Card is most relevant for users comparing a card on Visa or Mastercard with hybrid custody account mechanics, KYC-required onboarding and availability around EEA, UK, US +5 more.

Watch out

Check live provider terms for FX costs (Current CL schedule lists a 2% card-spend platform fee), rewards (1%), ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.

Compare before applying

Compare the funding path (Crypto, Ledger Wallet), card format or delivery terms (Virtual and physical), supported currencies and wallet model against similar cards before moving funds or completing onboarding.

Fees and live terms to verify

FX fee

2% card-spend platform fee in the current CL schedule; issuer terms can vary by region

Check whether provider conversion, network or settlement rules add extra cost.

Monthly fee

No monthly account maintenance fee in the current Monavate fee document

Some cards are free to hold, while others move costs into tiers or issuing fees.

ATM and cash access

Current Monavate document lists €2.50 domestic and €3 plus 1.5% for foreign-currency withdrawals; ATM withdrawals supported; confirm the issuer schedule for the account region

If ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.

Funding

Crypto, Ledger Wallet

Confirm supported funding assets, networks and settlement timing in the live provider flow.

Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.

Feature Overview

CL Card feature overview
Cashback	1% in BTC, USDC, or USDT
KYC	Required
Supported regions	EEAUKUSCACHCOMXBR
FX fee	2% card-spend platform fee in the current CL schedule; issuer terms can vary by region
Currency	USDEURGBPBRL
Card tiers	Not available
Delivery	Virtual and physical
Monthly fee	No monthly account maintenance fee in the current Monavate fee document
Top-up methods	CryptoLedger Wallet
Supported networks	BTCETHSOLStablecoins
Withdrawal options	ATM withdrawals supported; confirm the issuer schedule for the account region
ATM withdrawal fee	Current Monavate document lists €2.50 domestic and €3 plus 1.5% for foreign-currency withdrawals

Key Features

CL Card is designed around Ledger Wallet funding with Baanx as the provider

1% cashback in BTC or USDC in the US and BTC or USDT in other listed countries

Apple Pay and Google Pay support

Available in the EEA, UK, US, Canada, Switzerland, Colombia, Mexico, and Brazil

Regional Availability

Available

EEAUKUSCACHCOMXBR

Restricted

None listed

Not specified

None listed

Pros

Good: Ledger-compatible funding flow keeps the card close to an existing wallet workflow
Good: 1% cashback without a staking requirement on the public Ledger page
Good: Broad listed availability compared with many crypto cards

Cons

Watch: Provided by Baanx rather than Ledger directly
Watch: The current CL platform schedule lists a 2% card-spend fee
Watch: KYC is still required despite the self-custody positioning

General Questions

Is CL Card a Ledger card?

Ledger describes CL Card as provided by Baanx and designed for Ledger, with funding through Ledger Wallet.

Where is CL Card available?

The public Ledger page lists availability in the EEA, UK, US, Canada, Switzerland, Colombia, Mexico, and Brazil.

Is CL Card no KYC?

No. Defimap tracks CL Card as KYC-required. The Ledger-compatible funding model should not be confused with anonymous card access.

What fees apply when spending with CL Card?

The current CL platform schedule lists a 2% card-spend fee for supported crypto assets. Separate ATM, deposit, transfer and issuer charges can also apply by region.