Best for
Users who want a virtual card for online spending but still care about rewards or cashback rather than only fast issuance.
Best cards
Virtual Crypto Cards With Cashback
Virtual crypto cards are often chosen for speed, online checkout and cleaner card control. Cashback adds another reason to compare them, but it also makes the choice easier to misread. A virtual card with a high reward headline may depend on token tiers, merchant categories, monthly caps, regional rules or account status. This page filters Defimap data for cards that currently list virtual card support and a positive cashback or reward signal. It compares those cards by the practical details that decide whether the reward is usable: KYC, supported regions, card network, wallet model, FX fee, funding methods and delivery options. The goal is not to chase the largest number. It is to find virtual cards where the reward does not get cancelled by fees, unclear eligibility or difficult funding. Check live terms before applying.
Editorial notes
How to use this guide
Watch out
Virtual cashback cards can hide caps, token rewards, tier requirements or eligible-merchant rules, so the highest headline rate is not always the best value.
How to choose
Compare reward terms first, then KYC, virtual card activation, supported countries, top-up method and whether fees cancel out the cashback.
Quick questions
Are virtual crypto cards with cashback good for subscriptions?
They can be, but users should check merchant restrictions, renewal behavior, card replacement rules and whether rewards apply to the merchant category.
Is the largest cashback number the best choice?
Not always. A lower cashback rate with clearer fees and easier funding can be better than a larger token reward with strict caps or tier requirements.
Filtered Cards
36 cards match this programmatic filter.
Based
Visa
KYCEligibility variesvirtual + physical
Based Visa Card
A stablecoin-funded Visa card with token-gated tiers.
Cashback
Up to 4%
KYC
Required
Regions
Eligibility varies
FX fee
0% to 2.5%
BingX
Visa
KYCEligibility variesvirtual + physical
BingX Card
A rollout-stage BingX Visa debit card powered by Wirex.
Cashback
Up to 5%; limited reservation promotions may be higher
KYC
Required
Regions
Eligibility varies
FX fee
Current Visa page claims real-time rates and no hidden fees; live terms still apply
Bitpanda
Visa
KYCEEAvirtual + physical
Bitpanda Card
Spend crypto, stocks, metals, and fiat from a Bitpanda account.
Cashback
Up to 2%
KYC
Required
Regions
EEA
FX fee
Currency and asset conversion fees may apply
Bleap
Mastercard
KYCEEAvirtual + physical
Bleap Card
A non-custodial EEA and Switzerland card with category-based cashback.
Cashback
1% base; up to 20% at selected merchants
KYC
Required
Regions
EEA, CH
FX fee
0%
Bybit
Mastercard
KYCEUvirtual + physical
Bybit Card
A Mastercard exchange card for spending selected crypto balances.
Cashback
Up to 10%
KYC
Required
Regions
EU, EEA, UK, BR, MX, AU
FX fee
Varies by region and transaction type
Cardano
Visa
KYCEligibility variesvirtual + physical
Cardano Card
A multi-tier crypto card built around Cardano and broad blockchain support.
Cashback
Up to 8%
KYC
Required
Regions
Eligibility varies
FX fee
0%
CL Card
Visa or Mastercard
KYCEEAvirtual + physical
CL Card
A Ledger-compatible Baanx card with cashback and published platform fees.
Cashback
1%
KYC
Required
Regions
EEA, UK, US, CA, CH, CO, MX, BR
FX fee
Current CL schedule lists a 2% card-spend platform fee
COCA
Visa or Mastercard
KYCUKvirtual + physical
COCA Card
A non-custodial wallet card with virtual and physical options.
Cashback
Up to 8%
KYC
Required
Regions
UK, EEA, APAC, LATAM
FX fee
Foreign transaction fee relief claimed
CoinJar
Mastercard
KYCAPACvirtual + physical
CoinJar Card
An Australian Mastercard for spending crypto like cash.
Cashback
1%
KYC
Required
Regions
APAC
FX fee
2.99%
CoinZoom
Visa
KYCUSvirtual + physical
CoinZoom Card
A tiered exchange card with ZOOM-linked cashback levels.
Cashback
0.5% to 5%
KYC
Required
Regions
US
FX fee
Not available
Crypto.com
Visa
KYCUSvirtual + physical
Crypto.com Visa Card
A tiered prepaid Visa card connected to the Crypto.com app.
Cashback
Up to 5%
KYC
Required
Regions
US, GB, SG, EU
FX fee
Up to 3%
Cypher
Visa
KYCEligibility variesvirtual + physical
Cypher Card
A discontinued self-custody card in its 2026 wind-down period.
Cashback
Final rewards cycle ended July 16, 2026
KYC
Required
Regions
Eligibility varies
FX fee
Legacy terms; card spending ends August 7, 2026
ether.fi
Visa
KYCUSvirtual + physical
EtherFi Cash Card
A DeFi-native card for spending against crypto balances.
Cashback
Up to 3% initially, then lower long-term cashback
KYC
Required
Regions
US, HK
FX fee
0% on selected EUR/USD transactions; otherwise may vary
Fold
Visa
KYCUSvirtual + physical
Fold Debit Card
A US prepaid debit card for stacking bitcoin rewards.
Cashback
0.5% base for Fold+; boosted categories and merchants vary
KYC
Required
Regions
US
FX fee
$3 per foreign transaction on Fold; $0 on Fold+
Gemini
Mastercard World Elite
KYCUSvirtual + physical
Gemini Credit Card
A crypto rewards credit card for US Gemini users.
Cashback
Up to 4%
KYC
Required
Regions
US
FX fee
0%
Holyheld
Not available
KYCEligibility variesvirtual + physical
Holyheld Card
A non-custodial crypto account with debit-card rails, an IBAN and USDC rewards.
Cashback
0.5% to 1% USDC
KYC
Required
Regions
Eligibility varies
FX fee
0% account-currency payments; 2.5% + €1 international
Jupiter
Visa Infinite
KYCEligibility variesvirtual
Jupiter Card
A Solana-oriented card with Visa Infinite positioning.
Cashback
Up to $1,000 monthly rewards
KYC
Required
Regions
Eligibility varies
FX fee
Up to 1.8%
KardPay
Visa or Mastercard
KYCEligibility variesvirtual
KardPay Card
A KardPay crypto card with public fee, tier and cashback claims.
Cashback
Up to 2% with a 180-day KDY lock
KYC
Required
Regions
Eligibility varies
FX fee
Not available
KAST
Visa
KYCEligibility variesvirtual + physical
KAST Card
A stablecoin Visa card tied to a USD or EUR account.
Cashback
Up to 3%
KYC
Required
Regions
Eligibility varies
FX fee
Not available
Kraken
Mastercard
KYCEEAvirtual + physical
Kraken Card
A Mastercard debit card for spending Kraken crypto and cash balances.
Cashback
Up to 2%
KYC
Required
Regions
EEA, UK
FX fee
Variable spread may apply when spending across assets
MetaMask
Mastercard
KYCEUvirtual + physical
MetaMask Card
A self-custody wallet card for spending directly from MetaMask.
Cashback
Up to 3%
KYC
Required
Regions
EU, GB
FX fee
0% foreign transaction fee
MiniPay
Visa
KYCEligibility variesvirtual
MiniPay Card
A self-custodial stablecoin card for USDC and USDT spending.
Cashback
Up to 5%
KYC
Required
Regions
Eligibility varies
FX fee
Not available
Nexo
Mastercard
KYCEUvirtual + physical
Nexo Card
A Mastercard with debit and credit-style modes for Nexo users.
Cashback
Up to 2%
KYC
Required
Regions
EU, GB
FX fee
0% up to plan limits
Oobit
Visa
KYCEligibility variesvirtual
Oobit Card
A crypto spending card with Visa acceptance and mobile wallet support.
Cashback
Up to 10%
KYC
Required
Regions
Eligibility varies
FX fee
Not available
Plasma One
Visa
KYCEligibility variesvirtual + physical
Plasma One Card
A stablecoin Visa card with tiered XPL cashback.
Cashback
2% to 4% base cashback
KYC
Required
Regions
Eligibility varies
FX fee
Some transactions may involve FX or bank withdrawal costs
Plutus
Visa
KYCEEAvirtual + physical
Plutus Card
A rewards-heavy EEA card built around PLU perks and paid plans.
Cashback
3% to 9%
KYC
Required
Regions
EEA, UK
FX fee
Up to 2.5%
RedotPay
Major card networks
KYCEligibility variesvirtual + physical
RedotPay Card
A stablecoin-based virtual or physical card with mobile-wallet support.
Cashback
Up to 3% with RedotPay Pro
KYC
Required
Regions
Eligibility varies
FX fee
1.2% foreign-currency fee plus 1% crypto conversion
Renegade
Visa
KYCEligibility variesvirtual
Renegade Card
A tiered virtual Visa card for crypto and fiat spending.
Cashback
Up to 8%
KYC
Required
Regions
Eligibility varies
FX fee
Not available
Ripio
Visa
KYCLATAMvirtual + physical
Ripio Crypto Card
A Visa prepaid crypto card with cashback in USDT, BTC or ETH.
Cashback
2%
KYC
Required
Regions
LATAM
FX fee
Not available
Shakepay
Visa
KYCCAvirtual + physical
Shakepay Card
A Canadian prepaid Visa card with bitcoin cashback.
Cashback
Up to 1.5%
KYC
Required
Regions
CA
FX fee
0% to 3% by monthly status
Tria
Visa
KYCEligibility variesvirtual + physical
Tria Card
Spend from multi-chain balances through a Visa-powered crypto card.
Cashback
Up to 6%
KYC
Required
Regions
Eligibility varies
FX fee
Up to 3% in international card terms; Tria tier benefits may differ
Uphold
Mastercard
KYCUKvirtual + physical
Uphold Debit Card
A UK Mastercard debit card for spending cash or crypto from Uphold.
Cashback
1%
KYC
Required
Regions
UK
FX fee
0%
WhiteBIT
Visa
KYCEEAvirtual + physical
WhiteBIT Card
A crypto exchange card with base cashback and fiat rails.
Cashback
Up to 10%
KYC
Required
Regions
EEA, Ukraine
FX fee
Transaction fee may apply
Wirex
Visa
KYCGBvirtual + physical
Wirex Card
A multi-currency crypto and fiat card with rewards on eligible spending.
Cashback
Up to 8%
KYC
Required
Regions
GB, EU, APAC
FX fee
0%
xPortal
Mastercard
KYCEEAvirtual + physical
xPortal Card
A Mastercard debit card inside the xPortal crypto super app.
Cashback
Up to 0.5%
KYC
Required
Regions
EEA
FX fee
Not available
Zeal
Visa
KYCEligibility variesvirtual + physical
Zeal Card
A self-custodial wallet and Visa debit card for spending abroad.
Cashback
Up to 4%
KYC
Required
Regions
Eligibility varies
FX fee
No exchange fees claimed
Comparison Table
| Feature | Based Visa Card | BingX Card | Bitpanda Card |
|---|---|---|---|
| Cashback | Based Visa CardUp to 4% | BingX CardUp to 5% on the current landing page; promotional rates and caps vary | Bitpanda CardUp to 2% |
| KYC | Based Visa CardRequired | BingX CardRequired | Bitpanda CardRequired |
| Supported regions | Based Visa CardSelected countries; eligibility depends on the card tier and onboarding flow | BingX CardCurrent Visa rollout; exact eligibility is shown during reservation | Bitpanda CardEEA |
| FX fee | Based Visa Card2.5% Orange, 1.5% HYPE, 0% Based Gold | BingX CardNo hidden fees claimed; verify the live Wirex/BingX conversion and card terms | Bitpanda CardCurrency and asset conversion fees may apply |
| Currency | Based Visa CardUSD | BingX CardUSDT | Bitpanda CardEUR |
| Card tiers | Based Visa CardBased Orange, HYPE, Based Gold | BingX CardVirtual card and VIP-gated physical metal card | Bitpanda CardBitpanda BEST VIP levels |
| Delivery | Based Visa CardVirtual and physical on eligible tiers | BingX CardVirtual and physical metal | Bitpanda CardVirtual and physical |
| Monthly fee | Based Visa CardNo signup fee; token lockup required for HYPE and Based Gold | BingX CardNo annual fee listed for the current Visa rollout | Bitpanda CardNot available |
| Top-up methods | Based Visa CardUSDTUSDCStablecoins | BingX CardBingX Funding AccountUSDT | Bitpanda CardCryptoBank transferBitpanda fiat wallet |
| Supported networks | Based Visa CardSolanaArbitrumPolygonHyperliquid | BingX CardBingX Funding Account | Bitpanda CardBitpanda supported assets |
| Withdrawal options | Based Visa CardNot available | BingX CardPhysical card supports Visa-network ATM withdrawals | Bitpanda CardATM withdrawals supported up to €500 |
| ATM withdrawal fee | Based Visa CardNot available | BingX CardUp to $200 per month listed as fee-free for eligible physical card users | Bitpanda Card2%; minimum €2 |
Related Defimap guides
Oobit Card
A crypto spending card with Visa acceptance and mobile wallet support.
Oobit Card Review: Visa Crypto Spending With Mobile Wallets
Read the long-form Defimap review connected to this guide.
Zeal Card
A self-custodial wallet and Visa debit card for spending abroad.
Zeal Card Review: Self-Custodial Wallet Spending With Visa
Read the long-form Defimap review connected to this guide.
Renegade Card
A tiered virtual Visa card for crypto and fiat spending.
Renegade Card Review: Tiered Virtual Visa With RNG Rewards
Read the long-form Defimap review connected to this guide.