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Crypto.com Visa Card

A tiered prepaid Visa card connected to the Crypto.com app.

Crypto.com Visa Card is one of the longest-running mainstream crypto card programs. It is best understood as an exchange-linked prepaid Visa card where rewards, limits, and perks depend heavily on market and account tier.

How to evaluate this card

Best for

Crypto.com Visa Card is most relevant for users comparing a Visa card with custodial account mechanics, KYC-required onboarding and availability around US, GB, SG +1 more.

Watch out

Check live provider terms for Up to 3%, Up to 5%, ATM limits and country eligibility before applying, especially if rewards or delivery depend on a tier or rollout status.

Compare before applying

Compare Crypto, Bank transfer +1 more, Virtual and physical delivery, supported currencies and wallet model against similar cards before moving funds or completing onboarding.

Fees and live terms to verify

FX fee

Up to 3%; 0% on selected higher tiers and limits

Check whether provider conversion, network or settlement rules add extra cost.

Monthly fee

Free base tier; paid subscription or CRO lockup options may apply by tier

Some cards are free to hold, while others move costs into tiers or issuing fees.

ATM and cash access

2% after free monthly allowance; ATM withdrawals supported with tier-based free monthly allowances

If ATM use matters, verify cash withdrawal availability, fees and limits before relying on the card.

Funding

Crypto, Bank transfer, Fiat wallet

Confirm supported funding assets, networks and settlement timing in the live provider flow.

Provider card terms can change. Always verify the live fees, limits and eligibility before applying or moving funds.

Feature Overview

Crypto.com Visa Card feature overview
CashbackUp to 5% CRO rewards
KYCRequired
Supported regionsUSUKEUAPAC
FX feeUp to 3%; 0% on selected higher tiers and limits
CurrencyUSDEURGBPSGD
Card tiersMidnight Blue, Ruby Steel, Jade Green, Icy White, Obsidian, Prime
DeliveryVirtual and physical
Monthly feeFree base tier; paid subscription or CRO lockup options may apply by tier
Top-up methodsCryptoBank transferFiat wallet
Supported networksCrypto.com supported assets
Withdrawal optionsATM withdrawals supported with tier-based free monthly allowances
ATM withdrawal fee2% after free monthly allowance

Key Features

Tiered Visa card program with CRO rewards up to 5% on selected tiers.
Virtual and physical card support with Apple Pay and Google Pay where available.
Tier-based ATM allowances and card benefits vary by market and subscription or lockup choice.

Regional Availability

Available
USGBSGEU
Restricted
None listed
Not specified
None listed

Pros

  • Good: Broad regional footprint compared with many crypto cards
  • Good: High-tier rewards and travel perks can be meaningful
  • Good: Works well for existing Crypto.com users

Cons

  • Watch: Best benefits require CRO exposure
  • Watch: Custodial exchange model
  • Watch: Lower tiers have weaker rewards and tighter free limits

General Questions

Is the Crypto.com Visa Card a debit card?

Crypto.com describes the product as a prepaid Visa card loaded from the app balance.

Is Crypto.com Visa Card verified by Defimap?

No. Crypto.com Visa Card is currently listed as unverified, so users should confirm live terms on the official site before applying.

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