Best for
US residents building a shortlist before checking state eligibility and provider-specific onboarding rules.
Country guide
Crypto Cards in the United States
The United States is one of the most important but uneven markets for crypto cards. Some providers support US residents directly, while others limit access by state, partner bank, card network, compliance program or waitlist status. That makes a simple available or unavailable label less useful than a structured comparison of KYC, wallet model, fees, cashback and funding rails. This page filters Defimap card data for entries that list US availability in the current dataset. It is designed for users who want to compare practical spending options without opening every provider site first. Pay close attention to whether a card is custodial or non-custodial, whether rewards require staking or campaign participation, and whether crypto is converted at top-up or at the moment of purchase. US crypto card programs can change terms quickly, so final eligibility should always be verified with the provider before you apply or move funds. State rules may differ.
Editorial notes
How to use this guide
Watch out
A card that works in one US state or program may not be available everywhere, and reward terms can change quickly.
How to choose
Compare state support, card network, wallet model, funding method, rewards and fee clarity before applying or transferring assets.
Segment checks
What to verify in this segment
Eligibility notes
Start with exact state and program eligibility. US support can still depend on issuing partners, credit or debit model, waitlists and local compliance rules.
Common fee checks
Compare foreign transaction wording, ATM terms, credit APR where relevant, reward caps and whether crypto conversion happens before or during payment.
Strong cards
Avalanche Card, Gemini Credit Card and Fold Debit Card cover different US use cases: wallet-linked spending, crypto rewards credit and Bitcoin rewards.
Quick questions
Can every US user apply for the same crypto card?
No. US crypto card availability can vary by state, partner bank and provider compliance policy.
Should US users prioritize cashback or availability?
Availability and fee clarity should come first. Cashback is useful only when the card is actually available and the reward terms are understandable.
Cards Available in United States
15 cards currently list US availability.
Avalanche
Visa
KYCUSvirtual + physical
Avalanche Card
Spend from an Avalanche-focused wallet card in supported regions.
Cashback
Not available
KYC
Required
Regions
US, LATAM, Caribbean
FX fee
1%
Avici
Visa
KYCUSvirtual + physical
Avici Card
A self-custody secured credit card built around crypto collateral.
Cashback
Not available
KYC
Required
Regions
US
FX fee
1% non-USD FX stated in card terms
CL Card
Visa or Mastercard
KYCEEAvirtual + physical
CL Card
A Ledger-compatible Baanx card with cashback and published platform fees.
Cashback
1%
KYC
Required
Regions
EEA, UK, US, CA, CH, CO, MX, BR
FX fee
Current CL schedule lists a 2% card-spend platform fee
Coinbase
Visa
KYCUSvirtual + physical
Coinbase Card
A US Visa prepaid debit card for spending Coinbase cash or crypto balances.
Cashback
Rewards vary
KYC
Required
Regions
US
FX fee
0% Coinbase card transaction fee; crypto spread may apply
CoinZoom
Visa
KYCUSvirtual + physical
CoinZoom Card
A tiered exchange card with ZOOM-linked cashback levels.
Cashback
0.5% to 5%
KYC
Required
Regions
US
FX fee
Not available
Crypto.com
Visa
KYCUSvirtual + physical
Crypto.com Visa Card
A tiered prepaid Visa card connected to the Crypto.com app.
Cashback
Up to 5%
KYC
Required
Regions
US, GB, SG, EU
FX fee
Up to 3%
Crypto.com Credit
Visa Signature
KYCUSphysical
Crypto.com Visa Signature Credit Card
A US credit card with Bitcoin or CRO rewards and tier-based earning rates.
Cashback
Up to 6%
KYC
Required
Regions
US
FX fee
Not specified
ether.fi
Visa
KYCUSvirtual + physical
EtherFi Cash Card
A DeFi-native card for spending against crypto balances.
Cashback
Up to 3% initially, then lower long-term cashback
KYC
Required
Regions
US, HK
FX fee
0% on selected EUR/USD transactions; otherwise may vary
Exodus
Mastercard
KYCEEAvirtual
Exodus Spend Card
A virtual Mastercard for spending selected Solana assets from Exodus.
Cashback
Not available
KYC
Required
Regions
EEA, UK, US, CA, BR, LATAM
FX fee
No additional Exodus fee
Fold
Visa
KYCUSvirtual + physical
Fold Debit Card
A US prepaid debit card for stacking bitcoin rewards.
Cashback
0.5% base for Fold+; boosted categories and merchants vary
KYC
Required
Regions
US
FX fee
$3 per foreign transaction on Fold; $0 on Fold+
Gate
Visa
KYCUSvirtual + physical
Gate Card
A US-focused Gate Visa card for spending supported stablecoins.
Cashback
Reward points redeemable for USDT on eligible purchases
KYC
Required
Regions
US
FX fee
Not available
Gemini
Mastercard World Elite
KYCUSvirtual + physical
Gemini Credit Card
A crypto rewards credit card for US Gemini users.
Cashback
Up to 4%
KYC
Required
Regions
US
FX fee
0%
Ruvo
Visa
KYCBRvirtual + physical
Ruvo Card
You live between worlds. Now your money can too.
Cashback
0%
KYC
Required
Regions
BR, US
FX fee
1%
Tangem
Visa
KYCUSvirtual
Tangem Pay Card
A virtual card concept connected to Tangem self-custody hardware.
Cashback
Not available
KYC
Required
Regions
US, LATAM, APAC, MEA, Africa
FX fee
Visa FX and cross-border fees may apply
Tap
Mastercard
KYCEEAphysical
Tap Card
A Tap Global Mastercard for crypto, fiat spending and cashback in supported countries.
Cashback
Up to 8%
KYC
Required
Regions
EEA, GB, US, ZA
FX fee
Not available
United States Card Comparison
| Feature | Avalanche Card | Avici Card | CL Card |
|---|---|---|---|
| Cashback | Avalanche CardNot available | Avici CardNot available | CL Card1% in BTC, USDC, or USDT |
| KYC | Avalanche CardRequired | Avici CardRequired | CL CardRequired |
| Supported regions | Avalanche CardUSLATAMCaribbean | Avici CardUS | CL CardEEAUKUSCACHCOMXBR |
| FX fee | Avalanche Card1% | Avici CardNon-USD foreign exchange fee currently 1% according to card terms | CL Card2% card-spend platform fee in the current CL schedule; issuer terms can vary by region |
| Currency | Avalanche CardUSD | Avici CardUSD | CL CardUSDEURGBPBRL |
| Card tiers | Avalanche CardNot available | Avici CardNot available | CL CardNot available |
| Delivery | Avalanche CardVirtual and physical | Avici CardVirtual and physical | CL CardVirtual and physical |
| Monthly fee | Avalanche Card$0 | Avici CardNot available | CL CardNo monthly account maintenance fee in the current Monavate fee document |
| Top-up methods | Avalanche CardUSDCUSDTAVAXWAVAX | Avici CardCrypto collateral | CL CardCryptoLedger Wallet |
| Supported networks | Avalanche CardAvalanche | Avici CardCrypto collateral | CL CardBTCETHSOLStablecoins |
| Withdrawal options | Avalanche CardPublic ATM terms are not available | Avici CardWithdraw funds anytime, subject to Avici terms | CL CardATM withdrawals supported; confirm the issuer schedule for the account region |
| ATM withdrawal fee | Avalanche CardNot available | Avici CardNot available | CL CardCurrent Monavate document lists €2.50 domestic and €3 plus 1.5% for foreign-currency withdrawals |
Related Defimap guides
Crypto.com Visa Signature Credit Card
A US credit card with Bitcoin or CRO rewards and tier-based earning rates.
Crypto.com Visa Signature Credit Card Review: BTC Rewards and Costs
Read the long-form Defimap review connected to this guide.
Fold Debit Card
A US prepaid debit card for stacking bitcoin rewards.
Fold Debit Card Review 2026: Fold+ Rewards and Fees
Read the long-form Defimap review connected to this guide.
Avalanche Card
Spend from an Avalanche-focused wallet card in supported regions.
Avalanche Card Fees Review: Visa Spending and Costs
Read the long-form Defimap review connected to this guide.