Best for
Verified companies that need business onboarding, cards for employees or contractors, and central visibility over stablecoin-funded spending.
Best cards
Crypto Corporate Cards for Business Teams
Crypto corporate cards serve a different job than consumer rewards cards. Teams need KYB, employee or contractor cards, spending controls, stablecoin or fiat treasury funding, regional eligibility and exportable transaction data. This page includes only providers whose current official material directly describes business-card onboarding; generic issuing APIs and consumer cards are excluded. The comparison covers entity checks, card controls, funding model, accounting workflow, fees and operational limits. Most products in this market are prepaid, debit or expense cards rather than corporate credit lines, so the legal and repayment model must be verified before use. A card can help with founder travel, vendor subscriptions or distributed-team expenses only when the provider supports the company's incorporation country and required controls. Use the shortlist to compare the operating model, then confirm live KYB and contract terms before moving treasury funds.
Editorial notes
How to use this guide
Watch out
A provider may sell card infrastructure to other companies without offering a corporate card account to end businesses. Waitlists and future product announcements are not active business support.
How to choose
Confirm legal-entity eligibility first, then compare team-card issuance, per-card controls, treasury funding, transaction exports, accounting integrations and approval workflows.
Segment checks
What to verify in this segment
Eligibility notes
Business onboarding normally requires KYB, company documents, director or beneficial-owner checks and a supported incorporation country. Confirm all four before moving treasury funds.
Common fee checks
Compare account fees, card issuance, FX, stablecoin conversion, ATM use, funding and payout charges. Also check whether controls and exports are included or tied to a paid plan.
Strong cards
Oobit, Ruvo and Wirex currently publish direct business-card support. Their models differ: stablecoin treasury and controls, a Brazil-focused business account, and a multi-currency corporate card platform.
Operational comparison
Business operating model comparison
These are published capabilities, not a promise of approval. Confirm the legal entity, jurisdiction, card count, control set and export format in the live KYB process before moving company funds.
| Feature | Oobit | Ruvo | Wirex |
|---|---|---|---|
| Business onboarding | OobitKYB with company documents, director verification and business activity details | RuvoBrazilian companies with a valid CNPJ; other entities require an eligibility review | WirexSeparate corporate KYB with entity, jurisdiction and beneficial-owner checks |
| Team cards and controls | OobitUnlimited virtual cards, employee limits, merchant restrictions and approvals | RuvoOne public business Visa card model; team cards and approval controls are not documented | WirexEmployee, contractor and department cards with limits, permissions and card controls |
| Treasury funding | OobitCards draw from a USDT business treasury | RuvoBusiness balance supports BRL, USD and USDT flows; not a revolving credit line | WirexBusiness balance supports fiat and stablecoin-funded spending |
| Accounting workflow | OobitDashboard audit trail and advertised accounting exports | RuvoTransaction export and reconciliation features | WirexReceipts, categories and exportable transaction reports |
Quick questions
What proves that a crypto card supports business accounts?
Defimap requires a current official page or terms that directly describe company onboarding or corporate cards. A consumer card, generic business payments page or card-issuing API is not enough.
Which controls matter for a team crypto card?
Look for cards per employee or contractor, spending limits, merchant-category restrictions, roles, approval flows, instant freezing and real-time transaction visibility.
How should a company compare funding and accounting?
Check whether cards draw from one treasury or separate balances, which fiat and stablecoins are supported, when conversion occurs, and whether statements or transaction data export into accounting tools.
Are corporate crypto cards the same as corporate credit cards?
Usually not. Most current products are prepaid, debit or expense cards funded from a business fiat or stablecoin treasury. Treat a product as corporate credit only when the provider publishes a credit line, underwriting and repayment terms.
What is a stablecoin corporate card?
It is a business card whose spending balance or treasury can be funded with stablecoins. Companies still need to verify conversion timing, custody, KYB, employee controls, accounting exports and jurisdiction support.
Filtered Cards
4 cards match this programmatic filter.
ether.fi
Visa
KYCUSvirtual + physical
EtherFi Cash Card
A DeFi-native card for spending against crypto balances.
Cashback
Up to 3%, stepping down with monthly spend
KYC
Required
Regions
US, HK, Hungary, Belgium, Ireland
FX fee
EUR zero-markup beta; other FX includes a base rate and tier margin
Oobit
Visa
KYCEligibility variesvirtual
Oobit Card
A crypto spending card with Visa acceptance and mobile wallet support.
Cashback
Up to 10%
KYC
Required
Regions
Eligibility varies
FX fee
Not available
Ruvo
Visa
KYCBRvirtual + physical
Ruvo Card
You live between worlds. Now your money can too.
Cashback
0%
KYC
Required
Regions
BR, US
FX fee
1%
Wirex
Visa
KYCGBvirtual + physical
Wirex Card
A multi-currency crypto and fiat card with rewards on eligible spending.
Cashback
Up to 8%
KYC
Required
Regions
GB, BR, AU, Argentina, Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, HK, Hungary, Iceland, Ireland, Italy, Latvia, Luxembourg, Malta, Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Taiwan
FX fee
0% card FX advertised; exchange costs can apply
Comparison Table
| Feature | EtherFi Cash Card | Oobit Card | Ruvo Card |
|---|---|---|---|
| Cashback | EtherFi Cash CardProgressive monthly rates; thresholds differ by membership and transaction currency | Oobit CardUp to 10% on eligible tokens | Ruvo CardNot available |
| KYC | EtherFi Cash CardRequired | Oobit CardRequired | Ruvo CardRequired |
| Supported regions | EtherFi Cash CardSelected US statesHong KongHungaryBelgium and Ireland: Cash eligible, no physical deliveryOther jurisdictions on the official availability list | Oobit CardSelected countries; services remain subject to regional availability | Ruvo CardBRUS |
| FX fee | EtherFi Cash CardEUR zero-markup beta; other FX includes a base rate and tier margin | Oobit CardNot available | Ruvo Card1% |
| Currency | EtherFi Cash CardUSD | Oobit CardUSDT | Ruvo CardBRL |
| Card tiers | EtherFi Cash CardCore, Luxe, Pinnacle, VIP | Oobit CardNot available | Ruvo CardNot available |
| Delivery | EtherFi Cash CardVirtual and physical; no physical delivery in Belgium or Ireland; regional card fees apply | Oobit CardVirtual | Ruvo CardVirtual and physical on request |
| Monthly fee | EtherFi Cash CardCore access; higher membership levels use loyalty points or eligible staking | Oobit CardNot available | Ruvo Card$0 |
| Top-up methods | EtherFi Cash CardCryptoBank transfer | Oobit CardConnected walletStablecoinsCrypto top-up | Ruvo CardBank transferCrypto |
| Supported networks | EtherFi Cash CardEthereumBaseOptimismArbitrumScroll | Oobit CardUSDTBitcoinEthereumStablecoins | Ruvo CardEthereumPolygon |
| Withdrawal options | EtherFi Cash CardATM withdrawals supported subject to regional restrictions | Oobit CardNot available | Ruvo CardATM terms are not available |
| ATM withdrawal fee | EtherFi Cash CardNot available; confirm charges before withdrawal | Oobit CardNot available | Ruvo CardNot available |
Related Defimap guides
Oobit Card
A crypto spending card with Visa acceptance and mobile wallet support.
Oobit Card Review: Visa Crypto Spending With Mobile Wallets
Read the long-form Defimap review connected to this guide.
Ruvo Card
You live between worlds. Now your money can too.
Ruvo Card Review: Brazil, Global Spending and Fees
Read the long-form Defimap review connected to this guide.
Wirex Card
A multi-currency crypto and fiat card with rewards on eligible spending.
Wirex Card Review: Multi-Currency Spending and Fees
Read the long-form Defimap review connected to this guide.