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Card comparison

Plutus Card vs Crypto.com Visa Card

Plutus Card and Crypto.com Visa Card represent two different directions in the crypto card market. Plutus Card is positioned around non-custodial spending with Visa rails, while Crypto.com Visa Card uses a custodial model with Visa support. This comparison focuses on practical selection criteria instead of brand noise: KYC requirements, cashback, FX fees, supported regions, card type, mobile pay and whether the product is built for individual spending, business use or broader on-chain finance workflows. The right choice depends on where you live, how you fund the card and how much control you want over custody. Users who prioritize regional availability may care more about country support than headline rewards. Users who prioritize wallet architecture should compare custody and blockchain support before looking at perks. Use this page as a structured first pass, then verify live fees and eligibility with each provider before applying. Check reward terms separately.

Side-by-Side Summary

Feature Comparison

Crypto card comparison table
FeaturePlutus CardCrypto.com Visa Card
CashbackPlutus CardUp to 3% base; higher reward rates may require stackingCrypto.com Visa CardUp to 5% CRO rewards
KYCPlutus CardRequiredCrypto.com Visa CardRequired
Supported regionsPlutus CardEEAUKCrypto.com Visa CardUSUKEUAPAC
FX feePlutus CardUp to 2.5%Crypto.com Visa CardUp to 3%; 0% on selected higher tiers and limits
Card tiersPlutus CardStarter, Everyday, PremiumCrypto.com Visa CardMidnight Blue, Ruby Steel, Jade Green, Icy White, Obsidian, Prime
DeliveryPlutus CardVirtual and physicalCrypto.com Visa CardVirtual and physical
Monthly feePlutus Card€6.99 to €19.99Crypto.com Visa CardNo monthly card fee; CRO lockup requirements apply by tier
Top-up methodsPlutus CardBank transferCryptoCrypto.com Visa CardCryptoBank transferFiat wallet
Supported networksPlutus CardEthereumCrypto.com Visa CardCrypto.com supported assets
Withdrawal optionsPlutus CardATM terms are not availableCrypto.com Visa CardATM withdrawals supported with tier-based free limits
ATM withdrawal feePlutus CardNot availableCrypto.com Visa Card2% after free monthly allowance