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Card comparison

EtherFi Cash Card vs Gnosis Pay Card

EtherFi Cash Card and Gnosis Pay Card represent two different directions in the crypto card market. EtherFi Cash Card is positioned around non-custodial spending with Visa rails, while Gnosis Pay Card uses a non-custodial model with Visa support. This comparison focuses on practical selection criteria instead of brand noise: KYC requirements, cashback, FX fees, supported regions, card type, mobile pay and whether the product is built for individual spending, business use or broader on-chain finance workflows. The right choice depends on where you live, how you fund the card and how much control you want over custody. Users who prioritize regional availability may care more about country support than headline rewards. Users who prioritize wallet architecture should compare custody and blockchain support before looking at perks. Use this page as a structured first pass, then verify live fees and eligibility with each provider before applying. Check reward terms separately.

Side-by-Side Summary

Feature Comparison

Crypto card comparison table
FeatureEtherFi Cash CardGnosis Pay Card
CashbackEtherFi Cash CardUp to 4%Gnosis Pay CardUp to 4%
KYCEtherFi Cash CardRequiredGnosis Pay CardRequired
Supported regionsEtherFi Cash CardUSHKGnosis Pay CardEULATAM
FX feeEtherFi Cash Card1%Gnosis Pay Card0%
Card tiersEtherFi Cash CardCore, Luxe, Pinnacle, VIPGnosis Pay Card0.1 GNO, 1 GNO, 10 GNO, 100 GNO
DeliveryEtherFi Cash CardVirtual, physical, and credit-style accessGnosis Pay CardVirtual and physical
Monthly feeEtherFi Cash Card$0 core tier; higher tiers require points or staking statusGnosis Pay CardNo monthly fee; GNO tier requirement applies
Top-up methodsEtherFi Cash CardCryptoBank transferGnosis Pay CardBank transferCrypto
Supported networksEtherFi Cash CardEthereumBaseOptimismArbitrumScrollGnosis Pay CardGnosis Chain
Withdrawal optionsEtherFi Cash CardATM withdrawals supported up to $250 per periodGnosis Pay CardATM withdrawals supported up to €500
ATM withdrawal feeEtherFi Cash Card2%Gnosis Pay CardNot available