Choose EtherFi Cash Card if
Choose EtherFi Cash Card if its supported regions, Visa access, crypto or bank-transfer funding and reward structure fit your primary spending country.
Card comparison
EtherFi Cash Card vs Gnosis Pay Card
EtherFi Cash Card and Gnosis Pay Card represent two different directions in the crypto card market. EtherFi Cash Card is positioned around non-custodial spending with Visa rails, while Gnosis Pay Card uses a non-custodial model with Visa support. This comparison focuses on practical selection criteria instead of brand noise: KYC requirements, cashback, FX fees, supported regions, card type, mobile pay and whether the product is built for individual spending, business use or broader on-chain finance workflows. The right choice depends on where you live, how you fund the card and how much control you want over custody. Users who prioritize regional availability may care more about country support than headline rewards. Users who prioritize wallet architecture should compare custody and blockchain support before looking at perks. Use this page as a structured first pass, then verify live fees and eligibility with each provider before applying. Check reward terms separately.
Decision guide
Decision summary
This is a wallet-forward comparison. EtherFi Cash Card and Gnosis Pay both matter for users who care about custody and on-chain funding, but they differ in region fit, reward framing, delivery, funding rails and fee wording.
Choose Gnosis Pay Card if
Choose Gnosis Pay Card if EU or Brazil availability, non-custodial positioning and tracked 0% FX wording are more important than broader delivery flexibility.
Verify before applying
Verify live eligibility, KYC steps, reward caps, FX treatment, supported assets and whether the card can be funded from the wallet or account setup you actually use.
Quick questions
Is EtherFi Cash or Gnosis Pay better for self-custody users?
Both are relevant to self-custody-minded users, but they solve different problems. Compare live availability, supported assets, fees and onboarding before choosing.
Should rewards decide this comparison?
Rewards should be secondary to eligibility, custody mechanics, FX terms and funding fit. A strong reward is not useful if the card is unavailable or hard to fund.
Side-by-Side Summary
ether.fi
Visa
KYCUSvirtual + physical
EtherFi Cash Card
A DeFi-native card for spending against crypto balances.
Cashback
Up to 3% initially, then lower long-term cashback
KYC
Required
Regions
US, HK
FX fee
0% on selected EUR/USD transactions; otherwise may vary
Gnosis Pay
Visa
KYCEUphysical
Gnosis Pay Card
A self-custodial Visa debit card linked to a Safe account.
Cashback
Up to 5%
KYC
Required
Regions
EU, BR
FX fee
0%
Feature Comparison
| Feature | EtherFi Cash Card | Gnosis Pay Card |
|---|---|---|
| Cashback | EtherFi Cash CardUp to 3% initially, then lower long-term cashback | Gnosis Pay CardUp to 5% during the current published campaign |
| KYC | EtherFi Cash CardRequired | Gnosis Pay CardRequired |
| Supported regions | EtherFi Cash CardUSHK | Gnosis Pay CardEULATAM |
| FX fee | EtherFi Cash Card0% on selected EUR/USD transactions; otherwise may vary | Gnosis Pay Card0% |
| Currency | EtherFi Cash CardUSD | Gnosis Pay CardEUR |
| Card tiers | EtherFi Cash CardCore, Luxe, Pinnacle, VIP | Gnosis Pay Card0.1 GNO, 1 GNO, 10 GNO, 100 GNO; eligible boosts may apply |
| Delivery | EtherFi Cash CardVirtual, physical, and credit-style access | Gnosis Pay CardVirtual and physical |
| Monthly fee | EtherFi Cash Card$0 core tier; higher tiers require points or staking status | Gnosis Pay CardNo monthly fee; GNO tier requirement applies |
| Top-up methods | EtherFi Cash CardCryptoBank transfer | Gnosis Pay CardBank transferCrypto |
| Supported networks | EtherFi Cash CardEthereumBaseOptimismArbitrumScroll | Gnosis Pay CardGnosis Chain |
| Withdrawal options | EtherFi Cash CardATM support is not clearly published in the current public card page | Gnosis Pay CardATM withdrawals supported up to €500 |
| ATM withdrawal fee | EtherFi Cash CardNot available | Gnosis Pay CardNot available |
Related Defimap guides
EtherFi Cash Card
A DeFi-native card for spending against crypto balances.
Gnosis Pay Card
A self-custodial Visa debit card linked to a Safe account.
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