Choose Fold Debit Card if
Choose Fold Debit Card if you are a US user looking for a Visa debit-style product with Bitcoin rewards and USD or ACH funding.
Card comparison
Fold Debit Card vs Shakepay Card
Fold Debit Card and Shakepay Card represent two different directions in the crypto card market. Fold Debit Card is positioned around custodial spending with Visa rails, while Shakepay Card uses a custodial model with Visa support. This comparison focuses on practical selection criteria instead of brand noise: KYC requirements, cashback, FX fees, supported regions, card type, mobile pay and whether the product is built for individual spending, business use or broader on-chain finance workflows. The right choice depends on where you live, how you fund the card and how much control you want over custody. Users who prioritize regional availability may care more about country support than headline rewards. Users who prioritize wallet architecture should compare custody and blockchain support before looking at perks. Use this page as a structured first pass, then verify live fees and eligibility with each provider before applying. Check reward terms separately.
Decision guide
Decision summary
This is a North America region-fit comparison rather than a global card comparison. Fold is tracked around US debit-card usage and Bitcoin rewards, while Shakepay is tracked around Canadian cash-account spending.
Choose Shakepay Card if
Choose Shakepay Card if you are in Canada and want a CAD cash-account card with virtual or physical delivery and simple bank-transfer funding.
Verify before applying
Confirm residency eligibility, reward mechanics, card delivery, cash account limits, FX or ATM costs and whether the product is open to new users.
Quick questions
Is Fold Debit Card or Shakepay Card better for North American users?
Fold is tracked for US users, while Shakepay is tracked for Canada. Geography should be the first filter before rewards or delivery.
Do these cards work as global crypto cards?
No. Treat them as region-specific products and verify local availability, fees, funding and card delivery before applying.
Side-by-Side Summary
Fold
Visa
KYCUSphysical
Fold Debit Card
A US prepaid debit card for stacking bitcoin rewards.
Cashback
Bitcoin rewards
KYC
Required
Regions
US
FX fee
Not available
Shakepay
Visa
KYCCAvirtual + physical
Shakepay Card
A Canadian prepaid Visa card with bitcoin cashback.
Cashback
Up to 1.5%
KYC
Required
Regions
CA
FX fee
Not available
Feature Comparison
| Feature | Fold Debit Card | Shakepay Card |
|---|---|---|
| Cashback | Fold Debit CardBitcoin rewards for Fold+ members | Shakepay CardUp to 1.5% in bitcoin |
| KYC | Fold Debit CardRequired | Shakepay CardRequired |
| Supported regions | Fold Debit CardUS | Shakepay CardCA |
| FX fee | Fold Debit CardNot available | Shakepay CardNot available |
| Currency | Fold Debit CardUSD | Shakepay CardCAD |
| Card tiers | Fold Debit CardStandard account and Fold+ membership | Shakepay CardBase/Bright, Blue |
| Delivery | Fold Debit CardPhysical | Shakepay CardVirtual and physical |
| Monthly fee | Fold Debit CardFold+ membership required for card rewards | Shakepay CardNo annual fee |
| Top-up methods | Fold Debit CardUSD cash balanceACH | Shakepay CardCAD cash accountBank transfer |
| Supported networks | Fold Debit CardBitcoin | Shakepay CardBitcoin |
| Withdrawal options | Fold Debit CardATM withdrawals supported from USD cash balance | Shakepay CardATM withdrawals are not eligible for cashback |
| ATM withdrawal fee | Fold Debit CardNot available | Shakepay CardNot available |
Related Defimap guides
Fold Debit Card
A US prepaid debit card for stacking bitcoin rewards.
Shakepay Card
A Canadian prepaid Visa card with bitcoin cashback.
Fold Debit Card Review: Bitcoin Rewards and Tradeoffs
Read the long-form Defimap review connected to this guide.
Shakepay Card Review: Bitcoin Cashback in Canada
Read the long-form Defimap review connected to this guide.
Crypto Cards in the United States
Compare tracked crypto cards for United States.
Crypto Cards in Canada
Compare tracked crypto cards for Canada.