Card comparison
EtherFi Cash Card and MetaMask Card represent two different directions in the crypto card market. EtherFi Cash Card is positioned around non-custodial spending with Visa rails, while MetaMask Card uses a non-custodial model with Mastercard support. This comparison focuses on practical selection criteria instead of brand noise: KYC requirements, cashback, FX fees, supported regions, card type, mobile pay and whether the product is built for individual spending, business use or broader on-chain finance workflows. The right choice depends on where you live, how you fund the card and how much control you want over custody. Users who prioritize regional availability may care more about country support than headline rewards. Users who prioritize wallet architecture should compare custody and blockchain support before looking at perks. Use this page as a structured first pass, then verify live fees and eligibility with each provider before applying. Check reward terms separately.
A DeFi-native card for spending against crypto balances.
A self-custody wallet card for spending directly from MetaMask.
| Feature | EtherFi Cash Card | MetaMask Card |
|---|---|---|
| Cashback | EtherFi Cash CardProgressive monthly rates; thresholds differ by membership and transaction currency | MetaMask CardUp to 3% |
| KYC | EtherFi Cash CardRequired | MetaMask CardRequired |
| Supported regions | EtherFi Cash CardSelected US statesHong KongHungaryBelgium and Ireland: Cash eligible, no physical deliveryOther jurisdictions on the official availability list | MetaMask CardSelected European, Latin American and additional markets; new US and UK sign-ups are paused |
| FX fee | EtherFi Cash CardEUR zero-markup beta; other FX includes a base rate and tier margin | MetaMask CardNo added Mastercard FX markup; Virtual tier has a 1% cross-border fee |
| Currency | EtherFi Cash CardUSD | MetaMask CardEURGBP |
| Card tiers | EtherFi Cash CardCore, Luxe, Pinnacle, VIP | MetaMask CardVirtual; Metal remains $199/year for existing holders but new orders are paused |
| Delivery | EtherFi Cash CardVirtual and physical; no physical delivery in Belgium or Ireland; regional card fees apply | MetaMask CardVirtual for eligible new users; Metal orders temporarily paused |
| Monthly fee | EtherFi Cash CardCore access; higher membership levels use loyalty points or eligible staking | MetaMask Card$0 Virtual tier; existing Metal tier is $199/year |
| Top-up methods | EtherFi Cash CardCryptoBank transfer | MetaMask CardCrypto wallet balance |
| Supported networks | EtherFi Cash CardEthereumBaseOptimismArbitrumScroll | MetaMask CardLineaSolanaBaseMonad |
| Withdrawal options | EtherFi Cash CardATM withdrawals supported subject to regional restrictions | MetaMask CardVirtual ATM withdrawals are available only to existing US cardholders; Metal holders have separate limits |
| ATM withdrawal fee | EtherFi Cash CardNot available; confirm charges before withdrawal | MetaMask CardVirtual tier: 2%; Metal: no provider fee up to $1,200/month, then 2%; ATM operator fees may apply |
Compare crypto cards with cashback across KYC, fees, regions and spending fit.
Compare visa crypto cards across KYC, fees, regions and spending fit.
Compare self-custody crypto cards across KYC, fees, regions and spending fit.
Spend from an Avalanche-focused wallet card in supported regions.
Open the structured side-by-side comparison.
