Defimap

Card comparison

MetaMask Card vs Gnosis Pay Card

MetaMask Card and Gnosis Pay Card represent two different directions in the crypto card market. MetaMask Card is positioned around non-custodial spending with Mastercard rails, while Gnosis Pay Card uses a non-custodial model with Visa support. This comparison focuses on practical selection criteria instead of brand noise: KYC requirements, cashback, FX fees, supported regions, card type, mobile pay and whether the product is built for individual spending, business use or broader on-chain finance workflows. The right choice depends on where you live, how you fund the card and how much control you want over custody. Users who prioritize regional availability may care more about country support than headline rewards. Users who prioritize wallet architecture should compare custody and blockchain support before looking at perks. Use this page as a structured first pass, then verify live fees and eligibility with each provider before applying. Check reward terms separately.

Side-by-Side Summary

MetaMask
Mastercard
KYCCAvirtual
MetaMask Card

A self-custody wallet card for spending directly from MetaMask.

Cashback
Up to 3%
KYC
Required
Regions
CA, Andorra, Argentina, Austria, Bahrain, Belgium, Brazil, Bulgaria, Chile, Colombia, Costa Rica, Croatia, Cyprus, Denmark, Dominican Republic, El Salvador, Finland, France, Germany, Gibraltar, Greece, Guatemala, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Liechtenstein, Luxembourg, Malta, Mexico, Monaco, Netherlands, Norway, Oman, Panama, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Uruguay
FX fee
No added FX markup; 1% Virtual cross-border fee
defifintech

Feature Comparison

Crypto card comparison table
FeatureMetaMask CardGnosis Pay Card
CashbackMetaMask CardUp to 3%Gnosis Pay CardUp to 5% during the current published campaign
KYCMetaMask CardRequiredGnosis Pay CardRequired
Supported regionsMetaMask CardSelected European, Latin American and additional markets; new US and UK sign-ups are pausedGnosis Pay CardEULATAM
FX feeMetaMask CardNo added Mastercard FX markup; Virtual tier has a 1% cross-border feeGnosis Pay Card0%
CurrencyMetaMask CardEURGBPGnosis Pay CardEUR
Card tiersMetaMask CardVirtual; Metal remains $199/year for existing holders but new orders are pausedGnosis Pay Card0.1 GNO, 1 GNO, 10 GNO, 100 GNO; eligible boosts may apply
DeliveryMetaMask CardVirtual for eligible new users; Metal orders temporarily pausedGnosis Pay CardVirtual and physical
Monthly feeMetaMask Card$0 Virtual tier; existing Metal tier is $199/yearGnosis Pay CardNo monthly fee; GNO tier requirement applies
Top-up methodsMetaMask CardCrypto wallet balanceGnosis Pay CardBank transferCrypto
Supported networksMetaMask CardLineaSolanaBaseMonadGnosis Pay CardGnosis Chain
Withdrawal optionsMetaMask CardVirtual ATM withdrawals are available only to existing US cardholders; Metal holders have separate limitsGnosis Pay CardATM withdrawals supported up to €500
ATM withdrawal feeMetaMask CardVirtual tier: 2%; Metal: no provider fee up to $1,200/month, then 2%; ATM operator fees may applyGnosis Pay CardNot available

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