A crypto rewards credit card for US Gemini users.
Card comparison
Gemini Credit Card vs Crypto.com Visa Card
Gemini Credit Card and Crypto.com Visa Card represent two different directions in the crypto card market. Gemini Credit Card is positioned around custodial spending with Mastercard World Elite rails, while Crypto.com Visa Card uses a custodial model with Visa support. This comparison focuses on practical selection criteria instead of brand noise: KYC requirements, cashback, FX fees, supported regions, card type, mobile pay and whether the product is built for individual spending, business use or broader on-chain finance workflows. The right choice depends on where you live, how you fund the card and how much control you want over custody. Users who prioritize regional availability may care more about country support than headline rewards. Users who prioritize wallet architecture should compare custody and blockchain support before looking at perks. Use this page as a structured first pass, then verify live fees and eligibility with each provider before applying. Check reward terms separately.
Side-by-Side Summary
A tiered prepaid Visa card connected to the Crypto.com app.
Feature Comparison
| Feature | Gemini Credit Card | Crypto.com Visa Card |
|---|---|---|
| Cashback | Gemini Credit CardUp to 4% crypto rewards | Crypto.com Visa CardUp to 5% CRO rewards |
| KYC | Gemini Credit CardRequired | Crypto.com Visa CardRequired |
| Supported regions | Gemini Credit CardUS | Crypto.com Visa CardUSUKEUAPAC |
| FX fee | Gemini Credit Card0% foreign transaction fee | Crypto.com Visa CardUp to 3%; 0% on selected higher tiers and limits |
| Currency | Gemini Credit CardUSD | Crypto.com Visa CardNot available |
| Card tiers | Gemini Credit CardMastercard World Elite | Crypto.com Visa CardMidnight Blue, Ruby Steel, Jade Green, Icy White, Obsidian, Prime |
| Delivery | Gemini Credit CardVirtual and physical | Crypto.com Visa CardVirtual and physical |
| Monthly fee | Gemini Credit Card$0 annual fee | Crypto.com Visa CardFree base tier; paid subscription or CRO lockup options may apply by tier |
| Top-up methods | Gemini Credit CardCredit lineGemini account | Crypto.com Visa CardCryptoBank transferFiat wallet |
| Supported networks | Gemini Credit CardGemini supported assets | Crypto.com Visa CardCrypto.com supported assets |
| Withdrawal options | Gemini Credit CardNot available | Crypto.com Visa CardATM withdrawals supported with tier-based free monthly allowances |
| ATM withdrawal fee | Gemini Credit CardNot available | Crypto.com Visa Card2% after free monthly allowance |
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Open the structured side-by-side comparison.
