Choose Kraken Card if
Choose Kraken Card if you are eligible in the UK or EEA, already use Kraken and want virtual or physical Mastercard spending from crypto and cash balances.
Card comparison
Kraken Card vs Coinbase Card
Kraken Card and Coinbase Card represent two different directions in the crypto card market. Kraken Card is positioned around custodial spending with Mastercard rails, while Coinbase Card uses a custodial model with Visa support. This comparison focuses on practical selection criteria instead of brand noise: KYC requirements, cashback, FX fees, supported regions, card type, mobile pay and whether the product is built for individual spending, business use or broader on-chain finance workflows. The right choice depends on where you live, how you fund the card and how much control you want over custody. Users who prioritize regional availability may care more about country support than headline rewards. Users who prioritize wallet architecture should compare custody and blockchain support before looking at perks. Use this page as a structured first pass, then verify live fees and eligibility with each provider before applying. Check reward terms separately.
Decision guide
Decision summary
This is a region-first comparison between two custodial exchange cards. Kraken Card is currently tracked for eligible UK and EEA customers with Mastercard, crypto or cash funding and up to 2% cashback. Coinbase Card is primarily tracked for US users with Visa and Coinbase account funding.
Choose Coinbase Card if
Choose Coinbase Card if you are eligible in the United States, already use Coinbase and prefer a Visa card connected to that exchange account.
Verify before applying
Confirm current country eligibility, KYC status, cashback terms, card network, conversion spread, ATM charges, supported balances and account-specific limits before applying.
Quick questions
Is Kraken Card or Coinbase Card better for crypto spending?
Geography is the first filter. Defimap tracks Kraken Card for eligible UK and EEA customers, while Coinbase Card is primarily tracked for US users. Compare eligibility before cashback, card network or funding preferences.
What is the main difference between Kraken Card and Coinbase Card?
Kraken Card is a Mastercard that can spend supported crypto and cash balances with up to 2% cashback. Coinbase Card is tracked as a US-focused Visa tied to Coinbase balances. Both require custodial exchange accounts and KYC.
Side-by-Side Summary
Kraken
Mastercard
KYCEEAvirtual + physical
Kraken Card
A Mastercard debit card for spending Kraken crypto and cash balances.
Cashback
Up to 2%
KYC
Required
Regions
EEA, UK
FX fee
Variable spread may apply when spending across assets
Coinbase
Visa
KYCUSvirtual + physical
Coinbase Card
A Coinbase-linked card for spending crypto or cash balances.
Cashback
Rewards vary
KYC
Required
Regions
US
FX fee
Varies
Feature Comparison
| Feature | Kraken Card | Coinbase Card |
|---|---|---|
| Cashback | Kraken CardUp to 2%, paid weekly in BTC, EUR or GBP | Coinbase CardRewards vary |
| KYC | Kraken CardRequired | Coinbase CardRequired |
| Supported regions | Kraken CardEEAUK | Coinbase CardUS |
| FX fee | Kraken CardNo Kraken transaction fee; variable spread may apply when spending across assets | Coinbase CardVaries |
| Currency | Kraken CardEURGBPBTCSupported crypto assets | Coinbase CardUSD |
| Card tiers | Kraken CardVirtual and physical Kraken Card | Coinbase CardNot available |
| Delivery | Kraken CardVirtual and physical | Coinbase CardVirtual and physical |
| Monthly fee | Kraken CardNot available | Coinbase CardNot available |
| Top-up methods | Kraken CardKraken crypto balanceKraken cash balanceBank transfer | Coinbase CardBank transferCrypto |
| Supported networks | Kraken CardKraken-supported crypto and cash balances | Coinbase CardBitcoinEthereumBase |
| Withdrawal options | Kraken CardATM withdrawals are supported; live limits depend on the account and card terms | Coinbase CardNot available |
| ATM withdrawal fee | Kraken CardNo Kraken ATM fee; third-party ATM fees may apply | Coinbase CardNot available |
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