Defimap

Card comparison

Wirex Card vs Nexo Card

Wirex Card and Nexo Card represent two different directions in the crypto card market. Wirex Card is positioned around custodial spending with Visa rails, while Nexo Card uses a custodial model with Mastercard support. This comparison focuses on practical selection criteria instead of brand noise: KYC requirements, cashback, FX fees, supported regions, card type, mobile pay and whether the product is built for individual spending, business use or broader on-chain finance workflows. The right choice depends on where you live, how you fund the card and how much control you want over custody. Users who prioritize regional availability may care more about country support than headline rewards. Users who prioritize wallet architecture should compare custody and blockchain support before looking at perks. Use this page as a structured first pass, then verify live fees and eligibility with each provider before applying. Check reward terms separately.

Side-by-Side Summary

Wirex
Visa
KYCGBvirtual + physical
Wirex Card

A multi-currency crypto and fiat card with rewards on eligible spending.

Cashback
Up to 8%
KYC
Required
Regions
GB, BR, AU, Argentina, Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, HK, Hungary, Iceland, Ireland, Italy, Latvia, Luxembourg, Malta, Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Taiwan
FX fee
0% card FX advertised; exchange costs can apply
fintech

Feature Comparison

Crypto card comparison table
FeatureWirex CardNexo Card
CashbackWirex CardUp to 8%Nexo CardUp to 2% in NEXO or up to 0.5% in BTC
KYCWirex CardRequiredNexo CardRequired
Supported regionsWirex CardGBBRAUArgentinaAustriaBelgiumBulgariaCyprusCzech RepublicDenmarkEstoniaFinlandFranceGermanyGreeceHKHungaryIcelandIrelandItalyLatviaLuxembourgMaltaNetherlandsNew ZealandNorwayPolandPortugalRomaniaSlovakiaSloveniaSpainSwedenSwitzerlandTaiwanNexo CardEEA
FX feeWirex Card0% card FX advertised; exchange costs can applyNexo CardWeekdays: 0.2% in EEA, UK and Switzerland or 2% elsewhere; weekends: 0.7% or 2.5%
CurrencyWirex CardEURGBPUSDNexo CardEUR
Card tiersWirex CardProgram dependent; current marketing and X-tras help terms differNexo CardPlan-based Loyalty tiers
DeliveryWirex CardVirtual and physicalNexo CardVirtual and physical
Monthly feeWirex CardCurrent landing page advertises no subscription; legacy X-tras paid plans remain documentedNexo CardNo monthly, annual or inactivity card fee
Top-up methodsWirex CardCryptoBank transferNexo CardCrypto collateralFiat balanceBank transfer
Supported networksWirex CardMultiple supported crypto assetsNexo CardNexo supported assets
Withdrawal optionsWirex CardPhysical-card ATM access; UK fee-free allowance is £200/monthNexo CardTier-based free ATM allowance from EUR 200 / GBP 180 to EUR 2,000 / GBP 1,800 per month
ATM withdrawal feeWirex CardUK: 2% after £200/month; ATM operator and conversion charges can applyNexo Card2% with a EUR/GBP 1.99 minimum after the tier allowance

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