Spend crypto, stocks, metals, and fiat from a Bitpanda account.
Card comparison
Bitpanda Card vs Wirex Card
Bitpanda Card and Wirex Card represent two different directions in the crypto card market. Bitpanda Card is positioned around custodial spending with Visa rails, while Wirex Card uses a custodial model with Visa support. This comparison focuses on practical selection criteria instead of brand noise: KYC requirements, cashback, FX fees, supported regions, card type, mobile pay and whether the product is built for individual spending, business use or broader on-chain finance workflows. The right choice depends on where you live, how you fund the card and how much control you want over custody. Users who prioritize regional availability may care more about country support than headline rewards. Users who prioritize wallet architecture should compare custody and blockchain support before looking at perks. Use this page as a structured first pass, then verify live fees and eligibility with each provider before applying. Check reward terms separately.
Side-by-Side Summary
A multi-currency crypto and fiat card with rewards on eligible spending.
Feature Comparison
| Feature | Bitpanda Card | Wirex Card |
|---|---|---|
| Cashback | Bitpanda CardUp to 1% | Wirex CardUp to 8% |
| KYC | Bitpanda CardRequired | Wirex CardRequired |
| Supported regions | Bitpanda CardEEA | Wirex CardUKEEAAPAC |
| FX fee | Bitpanda Card0% | Wirex Card0% |
| Card tiers | Bitpanda CardBitpanda BEST VIP levels | Wirex CardStandard, Premium, Elite |
| Delivery | Bitpanda CardVirtual and physical | Wirex CardVirtual and physical |
| Monthly fee | Bitpanda Card$0 | Wirex CardFree standard tier; paid Premium and Elite plans |
| Top-up methods | Bitpanda CardCryptoBank transferBitpanda fiat wallet | Wirex CardCryptoBank transfer |
| Supported networks | Bitpanda CardBitpanda supported assets | Wirex CardMultiple supported crypto assets |
| Withdrawal options | Bitpanda CardATM withdrawals supported up to €500 | Wirex CardATM withdrawals supported up to €200 free monthly allowance |
| ATM withdrawal fee | Bitpanda Card2%; minimum €2 | Wirex Card2% after free allowance |
